Cheap Insurance Santa Ana, CA

A Sunny Southern California Delight

 

Santa Ana, California is such a beautiful place to live and raise a family.

Equidistant from the mountains and the beach, Santa Ana has the best of both.

It is the jewel of the Inland Empire with sprawling parks, great schools and a rich history.

The Orange County Zoo resides here which attracts tourists every year.

Santa Ana has an art museum and a Children’s museum which makes for a fun weekend.

If you love to eat, check out the amount of downtown eateries and wine tasting rooms.

Santa Ana is densely populated and has over 300 thousand residents.

This is why, when you are commuting to work, you may get stuck in some traffic.

Not only is the greater Los Angeles area known for its traffic, Santa Ana is in such a great located, people want to live here.

This means more people in a smaller area.

Living here doesn’t mean you should overpay for insurance.

 

How Do I Get The Insurance I Deserve?

 

Most importantly, before you worry about the cost of insurance in your area, think about what types of insurance you may want.

It doesn’t always mean you will be paying more for more insurance.

You could have multiple policies with one company and save.

This is called bundling and it’s highly suggested for those who want to save in their insurance policies and have multiple policies to pay for.

You will want to contact a Cheap Insurance broker to attain more knowledge about the kinds of insurance policies you might need in Santa Ana.

The more knowledge you have about the laws in the State of California when it pertains to insurance the better.

You should ask about discounts for car, homeowners, and motorcycle insurance.

There are things you can do to ensure that you get more discounts on your insurance.

Let us help you find what is best for you.

Get the cheap insurance Santa Ana requires.

Let’s take a look at what different policies you might need.

 

Insurance Requirements Santa Ana

Homeowners Insurance

 

Buying a home is a big responsibility filled with obligations and expenses.

Make sure your expenses are not out of hand, and within reach.

You will want to make sure you are covered with the proper insurance at the best rates.

Knowing more about what homeowners insurance can do for you will be helpful when purchasing insurance.

Getting the best cheap homeowners insurance Santa Ana residents need is easy.

  • When you purchase a home, home lenders require you to have a minimum amount of coverage in order to protect what they are financing.
  • Homeowners insurance is in place in case a disaster such as a fire occurs and your home is destroyed. You will need it insured to pay off the loan on the home and recover damages.

 

Most policies cover the following:

 

  • Property Damage
  • Liability
  • Loss of use
  • Limited coverage for stolen items
  • Additional coverage for valuable items in the home
  • Damage to your home, including permanent structures on your property—unless your policy specifically excludes the cause of the damage
  • Damage to personal property, meaning the items in your home that are not attached to the dwelling, due to causes outlined in your policy
  • Liability coverage for legal matters or accidents that occur on your property
  • Loss of use, which allows you to maintain your lifestyle at another residence while your home is being repaired without incurring additional costs
  • Limited coverage for items such as stolen jewelry—the amount of coverage varies depending upon state of residence, and you always have the option to increase this coverage.

 

The best thing to do when looking for the best homeowners insurance is to talk to one of our helpful representatives.

We can give you discounts and talk about policy options.

Get your free quote by clicking on the link button below.

 

Home Quote

 

Renters Insurance

 

Where you live is your home even if you don’t own it.

Maybe you aren’t ready to own a home because there is more obligation involved. 

If you rent you will want to be covered for liability and damages to your home.

Have tenants?

Make sure they have the cheap renters insurance Santa Ana offers.

In the United States, nearly 40% of all households rent instead of own.

Most people who rent are 35 years of age and under and that makes up millions of people in California

 

Renters insurance does not cover:

 

  • business property
  • expected or intentional bodily injury
  • aircraft or water vehicles on the property
  • A landlord’s insurance policy may not cover theft and damages. You will want to have your own. Most landlord’s insurance policies cover damages to the structure due to negligence. If you do not have renters insurance, you may have to pay out of pocket.
  • Some insurance companies will not cover dog bites for “high-risk” breeds such as pit bulls.
  • Renters insurance excludes bed bugs and big infestations of any kind.

 

 

Even if your landlord has insurance, you still need your own. We can help you get it.

  • If you already have your vehicles insured with Cheap Insurance, you may be eligible to receive a discount on your auto insurance if you combine it with a Renter’s policy.

Get your free quote today and you could have a policy option within minutes.

 

Renters Quote

 

Car Insurance

 

A car is a necessity when you live in Southern California. You have a ton of traffic and things can get scary out there.

There are hundreds of car accidents every day in the greater Los Angeles area.

Even though Santa Ana is a great place to live, it is congested with people. These people drive cars and make the roads congested as well.

The simple fact is that you should have the best insurance possible when living in Southern California.

Don’t sell yourself short.

Attain the best cheap car insurance Santa Ana requires.

 

Here are the minimum insurance requirements for the state of California:

 

  • Bodily Injury Liability Limits: $15,000 per person and $30,000 per occurrence
  • Property Damage Liability Limits: $5,000 per occurrence
  • You may also need collision and comprehensive coverage if you have a loan out on your vehicle
  • Towing is not required but many people like to have this coverage in case they get stranded.
  • Medical coverage for you and your passengers- Medical coverage can make a huge difference for your security and safety.
  • Rental reimbursement- You could be covered or reimbursed for a rental car when you are involved in a crash.
  • Loan/lease coverage- when you have a loan or a lease out on a vehicle, your coverage needs to be different. Most of the time a full policy is required.
  • Full glass coverage- this is additional coverage for your car to cover glass windows and doors.

 

Talk to a broker today and be on the road as a safer driver tomorrow!

 

Car Quote

 

Motorcycle Insurance

 

Motorcycle insurance is very similar to car insurance.

But riding a motorcycle on two wheels is riskier than driving a car on four wheels.

You need the cheap motorcycle insurance Santa Ana residents have available to them.

It’s also a good idea to have Towing coverage and Uninsured Motorist coverage.

Even before you start to look into your motorcycle insurance, it is smart to figure out what type of bike will work for you.

Riding a motorcycle is a little different that driving a car in respects to size and safety.

The best way to think about riding a bike is that it will save you on gas and time, but put you at risk every time you sit down on the seat.

You can choose to have the minimum amount of insurance, however this will not cover your own damages when you get into an accident.

 

Here is the basic information on motorcycle insurance requirements in the state of California:

 

  • Motorcycle liability insurance is required -each state has different requirements
  • In many states the required liability limits for Motorcycle Insurance match the requirements for Auto Insurance: $15,000 per person / $30,000 per occurrence for Bodily Injury liability and $5000 for Property Damage Liability
  • Basic liability for Motorcycles provides no coverage for your motorcycle or vehicle.
  • Motorcycle insurance does not always cover custom bikes. Talk to our representatives to find out more details on this.
  • You are not required to have insurance on a dirt bike. However you also cannot ride a dirt bike on the street like a normal motorcycle.

 

We can help you by discussing your options and which policies could save you money.

Get your free quote today and ride risk free tomorrow!

 

Cycle Quote

 

SR22 Insurance

 

Sr22 insurance is a huge part of getting you back on your feet and back in the drivers seat.

It isn’t hard to see that California has a lot of laws pertaining to the safety of those out on the road.

Some states don’t even have an SR22 insurance requirement.

But it is also comforting to know that you will eventually have your car back, your license back and your DUI off of your record.

If you pay by the rules, there will be rewards for you.

Being able to drive your own car anytime, and anywhere you want, is a privilege we sometimes take for granted.

Having a suspended or revoked drivers license is not just something that happens to drivers convicted of a DUI.

Even good drivers can have a string of bad luck.

If you have had your license suspended for any reason, you will need to understand all the options for cheap SR22 insurance.

 

You need SR22 insurance if:

 

  • A DUI
  • Excessive violations within a certain amount of time
  • Driving without insurance
  • Have outstanding tickets
  • Were involved in reckless driving

 

  • The first thing you need to do is contact your car insurance company. In most states there is a $15 to $25 fee to file the SR22.
  • To obtain an SR22 filing, you must purchase minimum liability coverage on all vehicles registered to you, whether they are operational or non-operational. For those who do not own a vehicle, “non-owners” liability coverage is required.

 

Get the process started today by talking with a representative.

You need the cheap SR22 insurance Santa Ana, and the state requires.

 

SR22 Quote

 

Health Insurance

 

If you live in California you need to have health insurance.

It is the law and it will help you and your family to live healthier and stronger lives.

Health care insurance is based off of your annual income.

So the less money you make, the less insurance coverage for health care will cost you.

This ranges from qualifying for nearly free insurance to buying your whole company coverage.

The best feeling in the world is to know that you and your family will be protected for injuries.

Get yourself the cheap health insurance Santa Ana residents deserve.

 

What is health insurance?

 

  • Health insurance is an insurance that pays for all or some of a persons healthcare bills. These plans range from group health plans, individual health plans, worker’s compensation, and government health plans.
  • Healthcare costs include: doctors visits, hospital stays, surgery, procedures, home care and other treatments.
  • In a traditional healthcare plan, the doctor is reimbursed for all or some of the patients visits by the healthcare insurance company. This gives the patient the freedom to choose their own doctor and plan. For this type of plan, there is a premium paid and usually a yearly deductible.
  • You can save on your insurance policy by raising your deductible, this will lower your monthly premium.
  • Ask about discounts you could qualify for.

 

We can help you attain the proper insurance policy for you and your family.

Call Cheap Insurance today and talk with a knowledgeable broker.

Ask us questions about health care and get the insurance coverage you deserve.

 

Health Quote

 

Life Insurance

 

You love your family and friends. So why not protect them after you are gone?

Get the life insurance you want without breaking the bank.

You will be giving a gift of protection when you choose a life insurance policy.

Make sure that you choose a reliable beneficiary, so that what you leave behind will be used the way that you would want it used.

Having the cheap life insurance Santa Ana residents need is a great idea.

Life insurance can be purchased multiple ways. You can have a term life insurance policy or a permanent life insurance policy.

Our helpful broker can explain what these policies mean and which one will benefit you the most.

 

What is life insurance?

 

  • A policy is a contract between a life insurance company and someone who has a financial interest in life value of someone else. Sometimes it doesn’t have to be a person but a trust. Putting money aside for another individual in case of death can greatly benefit family and friends. Not only can life insurance help your family and friends carry out your wishes when it comes to funeral arrangements, schooling for children or grandchildren, and even paying off debts, it gives peace of mind.

 

Find out how we can help.

Talk with a representative today about policy options and how much they cost.

 

Life Quote