Cheap Insurance Pomona, CA

Central L.A. Vibes

 

Pomona is located in the heart of Southern California where industry and tourism meet.

Pomona is the center for major attractions such as the Los Angeles County Fair, which is one of the largest fairs in the United States.

It is also home to two colleges. One of them being Cal Poly Pomona which is a State University.

This University is has one of the largest amounts of land of any University in the country.

There is good reason too! It breeds and shows Arabian Horses.

This college was one of the first importers of Arabians from The United Kingdom.

Famous for their work with these animals, people choose this University over all others for learning about the breeding of the equine.

Funny, because you would never know that in the middle of Pomona, there lay a ranch with beautiful baby horses being born every spring.

If you are a Pomona resident, you probably drive a lot. And yes, you will hit traffic here.

It is one of the busier cities in the Los Angeles area, partly because of it’s central location.

Maybe you own a home or just rent one.

With any of these options, you need great insurance.

Having the cheap insurance Pomona residents need is essential to living here.

 

How Do I Get The Insurance I Deserve?

 

The first thing you need to do when looking or insurance, is to know what you value and how much your home and assets are worth.

Make an itemized list of the valuables you attain and understand how much insurance you might need.

If you own a home, you must have homeowners insurance, but how much? This is where Cheap Insurance can come in handy.

Talking to a broker can be the key to saving money on insurance and getting the right kind.

Car insurance or motorcycles insurance can be bundled with homeowners insurance or renters insurance.

We at Cheap Insurance have a large network of providers that we work with to ensure that you are happy with your policy choice.

We can help you attain discounts as well! Understand your  insurance rights by understanding the laws in the state of California.

The more knowledge you have as a consumer, the better!

Let’s see what kinds of insurances you could have today!

 

Insurance Requirements Pomona

Homeowners Insurance

 

Purchasing a home can be scary. There are many moving parts and no one prepares you for the amount of paperwork.

But the one thing that can make this process easier, is knowing that you will have great homeowners insurance to protect your investment.

If you are thinking of buying a home in the great Pomona are, you will need to get your hands on the cheap homeowners insurance Pomona requires.

There are many ways to save money on your policy and you should ask us how you can save.

Most importantly, know what your policy can provide.

  • When you purchase a home, home lenders require you to have a minimum amount of coverage in order to protect what they are financing.
  • Homeowners insurance is in place in case a disaster such as a fire occurs and your home is destroyed. You will need it insured to pay off the loan on the home and recover damages.

 

This is what most policies offer:

    • Property Damage
    • Loss of Use
    • Liability
    • Limited coverage for stolen items
    • Additional coverage for valuables
    • Damage to your home, including permanent structures on your property—unless your policy specifically excludes the cause of the damage
    • Damage to personal property, meaning the items in your home that are not attached to the dwelling, due to causes outlined in your policy
    • Liability coverage for legal matters or accidents that occur on your property
    • Loss of use, which allows you to maintain your lifestyle at another residence while your home is being repaired without incurring additional costs

 

Call today and get your insurance quote by talking to a helpful representative and feel better about tomorrow!

 

Home Quote

 

Renters Insurance

 

Maybe you don’t own a home, but prefer to rent because of financial reasons.

Perhaps you are not quite ready to own a home yet. Or maybe Pomona is a little too expensive for your taste.

Whatever the reason is, renting is a great option that works for over 40% of Americans.

If you want to be a good tenant and secure your belongings, have renters insurance.

You could be covered for liability, property damage, and theft.

You may not need as much insurance as homeowners need, but you will still want protection.

Renters insurance can cover almost everything that homeowners insurance covers.

You are not the owner of the house you live in but it is still your home.

Landlords have a certain responsibility to have their own insurance as well.

But this doesn’t always cover fire or flood and things that you cannot foresee or prevent.

  • A landlord’s insurance policy may not cover theft and damages. You will want to have your own. Most landlord’s insurance policies cover damages to the structure due to negligence. If you do not have renters insurance, you may have to pay out of pocket.

 

Renters insurance covers this:

 

  • Theft- if someone comes into your home and steals any personal property
  • Fire or lightning damage- mother nature has a way of damaging property
  • Smoke damage- a small kitchen fire can cause a lot of damage, be covered.
  • Water damage- if there is any water damage to the house you are renting it could costs thousands to repair
  • Hail or windstorm damage- Live in a place with high winds? Be prepared.
  • Damage from falling objects- If a tree falls, it can cause some serious damage.
  • Personal property- Jewelry, furs, fine art, and the excess things in your house not covered by theft.
  • Dwelling- major property coverage that protects house and attached structures.

 

Get the cheap renters insurance Pomona tenants need today!

Get your free quote now!

Renters Quote

 

Car Insurance

 

If you live in a city, you know that a car is a necessity. It gets you from one place to the other.

To work, to school and even to tote the family around. Road trips are a large part of the family experience.

Sitting in traffic might be a daily part of your life. This is why having the right car insurance coverage is essential.

You will need to have the cheap car insurance Pomona requires.

The best thing to understand when purchasing car insurance is that if you have a loan out on your car or if you lease a car, you will need to have fully coverage.

We can help you to understand what the state laws are.

Here are the minimum requirements for the state of California:

Bodily Injury Liability Limits:

  • $15,000 per person
  • $30,000 per occurrence

Property Damage Liability Limits:

  • $5,000 per occurrence

 

Here are some great discounts you could qualify for:

  • Discounts for safety courses taken- taking a safety course can help your premiums go down because it proves that you are a safe driver.
  • Marital discounts
  • Good driver discounts- having a driving record which shows safe driving and responsible skills will only help you when shopping for insurance.
  • Multi-car discounts- Not only having multiple cars can help, but the types of cars your family drives could save you.
  • Multi-policy discounts- You may want to consider getting homeowners insurance, motorcycle insurance, car insurance, SR22 insurance and much more from the same insurance company.
  • Association discounts
  • Education discounts

 

Get the best policy possible by calling and talking to a representative that is educated about car insurance.

Know more by reading the Cheap Insurance website.

You could be saving more on your car insurance today!

 

Car Quote

 

Motorcycle Insurance

 

Are you the type of person who would rather cruise on a bike than drive in a car?

That’s great! Get at least the minimum insurance on your motorcycle.

Would you rather cruise through traffic with ease and save gas as well?

The best parts of owning a motorcycle is the impact it can have on your pocket book.

It isn’t the safest way to travel and you will need to purchase full coverage to really feel protected.

But the bike culture in Pomona is huge and really fun when you are a motorcycle enthusiast.

Getting the cheap motorcycle insurance Pomona residents need is simple.

Call us today and save on being covered for liability, bodily injury, collision, towing and much more.

 

Here is an example of the minimum coverage needed to ride in the state of California:

 

  • Bodily Injury Liability Limits: $30,000 per occurrence/$15,000 per person
  • Property Damage Liability Limits: $5,000 per occurrence

There are many other options available as well. Most of the time, the minimum coverage only covers the other party involved.

  • Collision coverage can help cover costs to you and your own bike.
  • Comprehensive coverage will cover theft and other types of damages to your bike.
  • Towing and roadside assistance are always a good idea in case you break down. You could be covered or reimbursed for this.
  • Uninsured Motorist coverage is a great idea. If you get into an accident with an uninsured rider or driver, your costs will still be covered.

Get your free quote by clicking on the link button below.

Enjoy the freedom of feeling safe while riding.

 

Cycle Quote

 

SR22 Insurance

 

If you have had a DUI, you need SR22. We all make mistakes, but you will want to redeem yourself as soon as possible.

But there is a way to get you back out on the road without spending a fortune.

We at Cheap Insurance are prepared to help with your SR22 documentation.

Attain the SR22 insurance Pomona requires and get your life back.

What is SR22 insurance anyway?

  • SR22 Insurance is a vehicle liability document required by the Department of Motor Vehicles for “high-risk” drivers. It is a document issued by your insurance company showing proof that you are carrying the minimum amount of auto insurance required in your state.

 

Here is how to get started:

  • Let the DMV know you are obtaining SR22 insurance. They will have paperwork for you.
  • Go out and buy the minimum car or motorcycle insurance needed. 
  • Be ready to have SR22 insurance for at least three years.
  • Make sure that your payments are on time and that you do not lapse on your coverage payments.
  • The first thing you need to do is contact your car insurance company. In most states there is a $15 to $25 fee to file the SR22.
  • To obtain an SR22 filing, you must purchase minimum liability coverage on all vehicles registered to you, whether they are operational or non-operational.
  • The DMV determines when and if your driver’s license may be reinstated. DMV fees, typically a $10 reinstatement fee, are required to reactivate your driver’s license.

 

SR22 Quote

 

Health Insurance

 

You and your family deserve to be healthy and happy. Having a great doctor at a reasonable price is beneficial.

The state of California makes it mandatory for you and your family to be covered with health coverage.

Based on how much you make annually, you could either pay more or less for your health coverage.

It’s true that the more money you make, the more your health coverage could be.

But we are dedicated to trying to make those health insurance bills low.

You can do this by raising your deductible. This will lower your monthly premium.

 

How does insurance work?

  • Healthcare costs include: doctors visits, hospital stays, surgery, procedures, home care and other treatments.
  • To qualify for government healthcare, one must meet a financial criteria.
  • In a traditional healthcare plan, the doctor is reimbursed for all or some of the patients visits by the healthcare insurance company. This gives the patient the freedom to choose their own doctor and plan. For this type of plan, there is a premium paid and usually a yearly deductible.

 

Have the cheap health insurance Pomona residents deserve by calling us today!

You could be covered within a matter of minutes. Live a life of health without the worry of cost.

 

Health Quote

 

Life Insurance

 

First of all, your loved ones will want to take care of your expenses when you are gone.

The best way for you to protect them is with life insurance.  You won’t have to break the bank to make this happen.

You can choose to protect those closest to you by making sure you have a great life insurance plan.

Leaving your money to a beneficiary that you trust is key.

Life insurance can help pay for debts, mortgage payments, college and much more.

When the time comes, make sure that there is money to cover funeral expenses which can be quite expensive.

You can buy term or whole life policies.

 

Here is the difference between the two:

  • Term life insurance is a product that is called temporary because it’s meant to protect you for a certain amount of time.
  • It comes in forms of 5 year term, 10 year term and all the way up to 30 and sometimes 40 year terms.
  • Permanent life insurance is a life insurance product that can provide life insurance protection for your entire life. Depending on the type of product or company, it can range from  coverage to age 90, 100, 121 or lifetime.

 

Get your hands on the cheap life insurance Pomona families want.

 

Life Quote