Cheap Insurance Cathedral City

Desert Fun In The Sun


Cathedral City is a neighbor to Palm Springs and apart of the Coachella Valley. This southern gem is well known for shopping, eating and having a great time. You can stop by the water park here filled with slides and fun for the whole family. Check out local hiking by visiting the Indian Canyons. Maybe you want to explore the greater area around Cathedral City. There are a million different options brought to you by people who love their town and want to see it prosper. Growth in Cathedral City has taken place mainly in the last couple of decades. The draw to living here is to get away from the congestion of Riverside, Los Angeles and Orange County. Another reason people just love Cathedral City, is the concerts, nightlife and year round activities that take place here.

More About Cathedral City

Sports is an old pastime in Cathedral City. There are not only incredible golf courses where professionals come to play, but many driving ranges as well. Baseball is one fun outdoor activity that the residents here take seriously. You can find more than a dozens baseball parks to play on. There is also a large history of night club life- dating all the way back to the 1930’s. Many famous people come here to retreat from the large crowds further west. If dancing, dining and sophistication is what you are looking for, then Cathedral City is the place for you.

If you are planning a move to Cathedral City or perhaps you just want to purchase a second home, you will need insurance. Maybe you commute out of the city for work. A great car insurance policy is a must. Talking with a Cheap Insurance agent is your best bet to finding great insurance coverage for less. Make sure you attain the cheap insurance Cathedral City has to offer. You can start this process by taking a look at what laws pertain to you in your area. Let’s see what sort of insurance you might be looking for in Cathedral City.


Insurance Requirements Cathedral City

Car Insurance


Car insurance is one of the most sought after types of insurance to purchase in California. There are many car enthusiasts in Cathedral City and a major car dealership is located just next door. The Palm Springs Auto Mall is one of the largest auto malls in Southern California. You may even spot a classic car show from time to time in the Coachella Valley. Whether you are looking to purchase your first vehicle or your sixth, you need the cheap car insurance in Cathedral City.  

Getting the best deals on car insurance means speaking with a friendly agent who knows the insurance world. The first step in getting a great deal is knowing the laws of your state. Every state has a different amount of insurance car owners need to have depending on whether they own their car outright, or still have a loan. You can always choose to have more insurance.

But here are the minimums:

  • Bodily Injury Liability Limits: $30,000 per occurrence/ $15,000 per person
  • Property Damage Liability Limits: $5,000 per occurrence

These cheap car insurance options will only protect the other party involved in a crash. There are other options which will protect your and your own vehicle.

  • Collision coverage covers you and your own car when you are in an accident. Even if you are at fault.
  • Comprehensive coverage will work for you when there is a theft or other damages to your car.
  • Medical coverage for you and your passengers- Medical coverage can make a huge difference for your security and safety.
  • Towing and roadside assistance- You may not only need this for a crash, but if you break down. Roadside assistance can save you time and money.
  • Rental reimbursement- You could be covered or reimbursed for a rental car when you are involved in a crash.
  • Uninsured Motorist coverage- this will make sure that you are still covered even if someone without insurance hits you.

Car Quote

Homeowners Insurance


The feeling of homeownership is that of pride and joy. Cathedral City is a great place to purchase a home. Even if it is your vacation home, enjoying the place you live is a big deal. When you are looking at houses, make sure you understand your insurance needs. There are many factors that go into deciding how much an insurance company will charge you for protecting your home. You can also add extra coverage such as flood or fire insurance for those occasional natural disasters.

Homeownership is also a huge responsibility. With property tax, roof repair and just about everything else, you may seem overwhelmed when it comes to buying a home. If you have a pool, you may need extra liability insurance. If you have any other questions regarding insuring your house, it is best to contact an agent. Make sure you have the cheap insurance in Cathedral city which suits your needs.

Here is what can be covered on your homeowners insurance policy:

  • Damage to your home, including permanent structures on your property—unless your policy specifically excludes the cause of the damage
  • Damage to personal property, meaning the items in your home that are not attached to the dwelling, due to causes outlined in your policy
  • Liability coverage for legal matters or accidents that occur on your property
  • Loss of use, which allows you to maintain your lifestyle at another residence while your home is being repaired without incurring additional costs
  • Limited coverage for items such as stolen jewelry—the amount of coverage varies depending upon state of residence, and you always have the option to increase this coverage.

Home Quote

Renters Insurance

Many people choose to rent when they move to Cathedral City. This is because often times, the place they live in here is temporary or seasonal. Sometimes there are rentals that are split amongst multiple people. These are called time shares. No matter what sort of rental situation you may be in, you will need renters insurance to stay protected. Renters insurance can be helpful if you are worried about theft in the home. You could be protected with liability insurance as well. Have you ever thrown a large party and someone got hurt? This is one reason why liability insurance is so important. You can never be too careful.

More On Renters

Renters insurance is usually cheaper than homeowners insurance. In fact for as little as $15 a month you could be covered with renters insurance. Getting the cheap insurance quotes in Cathedral City is now easier than ever. You can simply get an online quote and compare multiple quotes within minutes. Most home owners will have their own insurance which covers structural damages. The tenant only needs to have enough insurance to cover their own liability and theft.

Here are some examples of renters insurance coverage:

  • Theft- if someone comes into your home and steals any personal property
  • Fire or lightning damage- mother nature has a way of damaging property
  • Smoke damage- a small kitchen fire can cause a lot of damage, be covered.
  • Water damage- if there is any water damage to the house you are renting it could costs thousands to repair
  • Hail or windstorm damage- Live in a place with high winds? Be prepared.
  • Damage from falling objects- If a tree falls, it can cause some serious damage.
  • Personal property- Jewelry, furs, fine art, and the excess things in your house not covered by theft.
  • Dwelling- major property coverage that protects house and attached structures.

Renters Quote

Motorcycle Insurance

Riding a motorcycle is exciting. Turning those tight curves of a mountain road and feeling the pressure of the wind can be quite exhilarating. When you are out on the road on two wheels, you must have the right protection. I’m not just talking about gear and a helmet which you should have as well. I am talking about proper insurance. Motorcycle insurance in Cathedral City is very similar to car insurance. There is a minimum amount which you must have in order to abide by state laws. Although many riders choose to have full coverage. Towing is another smart option when out on the road.

This is what you will need:

  • Bodily Injury Liability Limits: $30,000 per occurrence/$15,000 per person
  • Property Damage Liability Limits: $5,000 per occurrence

To have full coverage, get these essentials:

  • Collision coverage can help cover costs to you and your own bike.
  • Comprehensive coverage will cover theft and other types of damages to your bike.
  • Towing and roadside assistance are always a good idea in case you break down. You could be covered or reimbursed for this.
  • Uninsured Motorist coverage is a great idea. If you get into an accident with an uninsured rider or driver, your costs will still be covered.

You may qualify for discounts if you have been a safe rider for years. Talk to an agent today and ride with freedom tomorrow.

Cycle Quote

SR22 Insurance


You may find yourself needing SR22 insurance. This is usually because you have had a DUI or a revoked license. Fortunately there is a process in California to help you get your license back. We know how anxious you are to get back out on the road. At Cheap Insurance you can talk with an agent about the best ways to attain this insurance. You will need to carry SR22 for at least three years and be in good standing with the state in order for you to get your license back. We never realize how much we use out cars or drivers license until it is gone. But it doesn’t have to be gone forever.

What is SR22?

SR22 documentation is “proof of financial responsibility” for drivers who have had their licenses
revoked or suspended for any number of reasons, including:

  • DUIs.
  • Excessive violations within a certain time frame.
  • Driving without insurance.
  • Outstanding traffic or parking fines.
  • At-fault accidents while uninsured.
  • Reckless driving.

SR22 Quote

Health Insurance


Many people in Cathedral City choose to live a healthy lifestyle. From hiking outdoors, to dancing and eating well, there are many active citizens here. There are also many people who choose to settle down and retire in this great town. The older we get the more reason to have the best health car possible. Health insurance is mandatory in the state of California. However, your policy can be determined by the amount of money you make. This is the case so that everyone can afford health care. When looking for a great doctor, also think about how much money you might want to spend on your premium versus your deductible. What kind of coverage do you need? Are you purchasing insurance for just yourself or family as well?

Costs can vary wildly between policies. With our national network of Health Insurance Professionals we can help you find all the possible discounts available to you. Knowing what is out there will help you get the most for your money, and at CheapInsurance.com we’ve been helping customers do just that since 1974. There are always free preventative screenings. You will want to talk with an agent about how your health affects your coverage. Do yourself a favor and re-assess your current health insurance needs and costs. Then give us a call today! The simple way to look at healthcare is that it is there for you when you need it but you still have to pay for it when you don’t.

Health Quote

Life Insurance

Everyone needs a great life insurance policy. If you have dependents who rely on you financially, you should take a long, hard look at life insurance. It is truly the gift that keeps on giving. You can provide your loved ones with the funds to pay for funeral expenses or debts you leave behind. It is a hard truth that we all will at some point be gone. When your family is going through this time, make sure they don’t also have the burden of financial debts.

Life insurance can get a little complicated so it is best to talk with an agent about your needs. You can choose to have term life insurance or whole life insurance. Know the facts before you purchase insurance. You can bundle your life insurance policy with other policies from the same company. Not all insurance companies offer life insurance, so make sure you see which ones do. Not only can life insurance help your family and friends carry out your wishes when it comes to funeral arrangements, schooling for children or grandchildren, and even paying off debts, it gives peace of mind. Even though reading a policy can be intimidating, the basic facts of life insurance are pretty simple. You pay a monthly payment to the insurance company, and if you die, the people listed to receive the money will get the payout of your total coverage amount. 

Your insurance needs will change over time, just like you will. Experts suggest you review your policy every six months to make sure you have all the coverage you need. You work hard for what you have, and to provide for those who are depending on you.

Life Quote