Cheap Insurance Brea

Spanish For “Oil”


Brea, California is a relatively small city located in Orange County. Southeast of Los Angeles, Brea is a great location for those looking to stay in the city, yet want options and affordability. Brea was once known for its oil production and in fact the word “Brea” means oil in Spanish. This oil production boosted its economy and now it has grown to be a major city. You could find yourself shopping at the Brea Mall or the new downtown marketplace. If you are an art enthusiast, Brea has hundreds of collections of art on display. It is one of the more recent additions to the city and Brea prides itself on this. This public art works is a well-established and sought after program.

With mild temperatures throughout the year, and a diverse population, Brea is home to many. It welcomes its residents with open arms and has progressed quite a bit in the past few years. This is one reason why families have chosen to settle down here. While Brea is not a posh or luxurious city, it is establishing many comforts of modern suburbia. Many people commute into downtown Los Angeles or deeper into Orange County for work. If you are thinking of commuting in this Southern California pocket, you will want to have great car insurance. Finding insurance for your home is also a must and can be done quite easily. The best thing you can do as a resident is call Cheap Insurance for more information.

You will want to talk with an agent about how much insurance is Brea is and what discounts you may qualify for. Get the cheap insurance Brea families want to feel safe in their neighborhood.


Insurance Requirements In Brea

Car Insurance

Car Insurance in a city like Brea is a must. There are other modes of transportation, but let’s face it, the L.A. area is not known for its mass transit infrastructure. Most people in Southern California drive wherever they need to go. And if that is to work or to school, you will need a reliable car and insurance. Insurance for your car can range from the minimum state requirements to full coverage. When looking for car insurance, you may choose to get online quotes from several competitors.

But if you have any detailed questions you will want to talk with a representative at Cheap Insurance. There are certain laws that pertain to car insurance in this state. Every state is different, so know your rights. Having a loan out on your vehicle will change your rates as well. Because the amount you owe on your car could affect how much coverage you actually need. Make sure you have the cheap car insurance in Brea and drive with protection now.

You will want to have at least this amount of coverage:

  • Bodily Injury Liability Limits: $30,000 per occurrence/ $15,000 per person
  • Property Damage Liability Limits: $5,000 per occurrence

These cheap car insurance options will only protect the other party involved in a crash. There are other options which will protect your and your own vehicle.

Ask about these discounts:

  • Discounts for safety courses taken- taking a safety course can help your premiums go down because it proves that you are a safe driver.
  • Marital discounts
  • Good driver discounts- having a driving record which shows safe driving and responsible skills will only help you when shopping for insurance.
  • Multi-car discounts- Not only having multiple cars can help, but the types of cars your family drives could save you.
  • Multi-policy discounts- You may want to consider getting homeowners insurance, motorcycle insurance, car insurance, SR22 insurance and much more from the same insurance company.
  • Association discounts
  • Education discounts

Car Quote

Homeowners Insurance

The best part about owning a home is knowing that it is your own investment. You get to make decisions about that home. Many people find that owning a home is more stable than renting. It is hard to own in the state of California with rates as high as they are. The good news is that a town like Brea is still reasonably affordable. It is a little lower than the average Los Angeles area medium home value. You can find a home in Brea for around $700 thousand dollars.

To some California residents, this seems very steep. But for the area in which Brea is located, it is quite reasonable. When you are making a purchase of this magnitude, you will want great insurance to secure your home and your family. You can do this without breaking the bank. In fact, there are certain things you can do to your house which make your rates lower. Ask your agent about what these things are and how you can attain any major discounts. The best cheap insurance in Brea comes from talking to an agent.

Here is What’s Covered In Your Policy

  • Damage to your home, including permanent structures on your property—unless your policy specifically excludes the cause of the damage
  • Damage to personal property, meaning the items in your home that are not attached to the dwelling, due to causes outlined in your policy
  • Liability coverage for legal matters or accidents that occur on your property
  • Loss of use, which allows you to maintain your lifestyle at another residence while your home is being repaired without incurring additional costs
  • Limited coverage for items such as stolen jewelry—the amount of coverage varies depending upon state of residence, and you always have the option to increase this coverage.

With our access to dozens of quality insurance carriers, let us match up your specific needs with the company that can provide you the coverages you desire at the most competitive rates. Owning a home should be a wonderful process made easier by having a helpful professional on your side. Get your quote now by clicking on the link below.

Home Quote

Renters Insurance

Many people choose to rent a home over purchasing one. Maybe you have had a poor experience with homeownership. Perhaps you and your family are not quite ready to embark on such a task such as purchasing your first home. That large price tag might be scaring you a bit. But with so many people choosing to rent homes in California these days, you are not alone. You will need to choose a great renters insurance policy through Cheap Insurance.

Renters insurance is one of the least expensive insurance policies one can attain. This is because you are only insuring your own items and liabilities. The homeowner is responsible for insurance the actual structural damages to the home. You could have a renters insurance policy for as little as $20 a month. Feel secure in the place that you live even if you don’t own it. There are plenty of options when it comes to your renters policy.

Here is what could be covered in your policy:

  • Theft- if someone comes into your home and steals any personal property
  • Fire or lightning damage- mother nature has a way of damaging property
  • Smoke damage- a small kitchen fire can cause a lot of damage, be covered.
  • Water damage- if there is any water damage to the house you are renting it could costs thousands to repair
  • Hail or windstorm damage- Live in a place with high winds? Be prepared.
  • Damage from falling objects- If a tree falls, it can cause some serious damage.
  • Personal property- Jewelry, furs, fine art, and the excess things in your house not covered by theft.
  • Dwelling- major property coverage that protects house and attached structures.
  • Liability coverage-If someone is injured in your house, they could sue. Liability is a good idea.
  • Medical payments to others- if someone is injured and needs to have medical care.
  • Loss of use- which means that you will still be covered if the house you live in needs repairs from fire or other damages. This coverage helps with additional living expenses for you and your family.

Renters Quote

Motorcycle Insurance

Riding a motorcycle in the Los Angeles and Orange County areas can be down right dangerous. But there is no better feeling than taking a ride on your beloved bike. So what do you do? Well, commuting can actually be easier on a motorcycle. Not only can you squeeze through traffic a little quicker, but parking can be easier to find as well. The only thing you will need to know is how you are at risk when out on the road.

Getting the best motorcycle insurance in Southern California means having full coverage. This means making sure you and your own bike are covered as well as extra medical expenses for you and other drivers. There are many ways to save money on your insurance policy. But that should be the least of your worries. Bundling your motorcycle insurance with your car or homeowners insurance policies can be one way to save money. Insurance companies want to reward those who are loyal customers.

Here is what you need when looking for motorcycle insurance:

  • Bodily Injury Liability Limits: $30,000 per occurrence/$15,000 per person
  • Property Damage Liability Limits: $5,000 per occurrence
  • Collision coverage can help cover costs to you and your own bike.
  • Comprehensive coverage will cover theft and other types of damages to your bike.
  • Towing and roadside assistance are always a good idea in case you break down. You could be covered or reimbursed for this.
  • Uninsured Motorist coverage is a great idea. If you get into an accident with an uninsured rider or driver, your costs will still be covered.
  • Safety Apparel- you could get your helmet and other protective gear covered.
  • Custom Parts
  • Medical Coverage- this is a must when riding a motorcycle
  • Towing- very useful for when you break down and are left stranded on the side of the road.
  • Uninsured Motorist- when the other party fails to carry insurance, you will still be covered.
  • Roadside Assistance- you can use this for emergencies and even flat tires.

Get the cheap insurance quotes in Brea and be a safe rider today!

Cycle Quote

SR22 Insurance


If you are looking for SR22 insurance you have probably had some trouble. For some reason you have had your drivers license revoked. Most of the time this is due to getting a DUI. If you have been drinking and driving, you will need to attain SR22 insurance. You can do this through getting in touch with a Cheap Insurance agent. The best thing to do at this time is stay calm and talk with a professional about how to get your life back.

You will need to have SR22 insurance for at least three years and never miss a payment. You will also need to have your regular car insurance. This is a way for California residents to prove that they can again be responsible drivers. It is the states job to try and protect as many citizens as possible. But they also want you to re-coup and get back in action so you can work and afford to live your best life.

What Is SR22 Insurance Exactly?

SR22 Insurance is a vehicle liability document required by the Department of Motor Vehicles for “high-risk” drivers. It is a document issued by your insurance company showing proof that you are carrying the minimum amount of auto insurance required in your state. SR literally stands for “safety responsibility”.

SR22 Quote

Health Insurance

Health insurance is one of the most types of insurance one can have.  Not only is it mandatory in the state of California, it is necessary. Rates for health insurance are based on your annual income. This means the less you make each year, the less you have to pay to have coverage. Getting yourself and your family covered will be a great relief. Making sure that you understand your policy and how much you will need to pay means talking with an agent about options.

You could save more on your monthly premium by raising your deductible. If you are young and don’t see the doctor that often, there is a plan for you. If you are expecting to grow your family, there is a plan for you as well. Options are your friend and so is an agent, so understand both.

What You Need To Know

Health insurance is an insurance that pays for all or some of a persons healthcare bills. These plans range from group health plans, individual health plans, worker’s compensation, and government health plans. Healthcare costs include: doctors visits, hospital stays, surgery, procedures, home care and other treatments.

Health Quote

Life Insurance

Life insurance means thinking about the future. Most people don’t want to think about passing away and leaving their loved ones behind. But the truth is that this is inevitable. You should be prepared and take care of the ones you love the most. One way to do this is by having a great life insurance plan which leaves money behind to care for your family. Most people choose to have a policy for ten times the amount they make annually.

There are a couple different types of policies that you should become familiar with. Talking with a helpful representative will ensure you know all of the facts. For around $50 a month you could have a great policy with Cheap Insurance. Get your quote below and have a life insurance policy within minutes.

Life Quote