Cheap Car Insurance in Wyoming 2024

Since Wyoming is the least populated state, you’ll be able to get from place to place pretty quickly. With so few cars on the road, accidents are not as common as in other states. With everything so spread out in Wyoming, you need a vehicle to get around with car insurance. Fortunately, Wyoming is one of the best states for affordable car insurance quotes. However, you will still need to research to find cheap car insurance in Wyoming.

Wyoming Car Insurance Facts

Wyoming has a minimum coverage requirement known as the 25/50/20 rule.
For full auto insurance coverage in Wyoming, the average cost is around $1,495 per year.
The cost of minimum coverage is roughly $271 per year.
In Wyoming, close to 8.7% of drivers don’t have auto insurance.
Wyoming has 424,000 licensed drivers, fewer than any other state.

Minimum Wyoming Cheap Auto Insurance Coverage

Wyoming drivers must carry at least the minimum auto insurance to cover bodily injury and property damage in the event of a crash. This includes the following auto insurance coverages:

Property damage: $20,000 per accident

Bodily injury/death: $25,000 per person, $50,000 per accident

Cheap Car Insurance Quotes In Wyoming

Getting cheap car insurance in Wyoming is not difficult. Here are some tips:

Compare inexpensive car insurance quotes. You can’t assume that one company will always have the cheapest auto insurance quotes, even though that’s what they may advertise.
Consider local insurance companies. Small, regional insurance companies may provide better customer service, and they may be cheaper than certain large providers. Even though they may not be as well known.
Bundle auto insurance. Use the same company for all insurance policies. Bundling these policies will save money.

Wyoming Inexpensive Auto Insurance Discounts

While Wyoming car insurance may already be cheap insurance, you can always save more money. Here are some tips for inexpensive auto insurance quotes:

Good Driver: Drivers with a clean driving history and no claims may be able to save around 20%.

Good Student: Young drivers who attend school and get good grades (at least a B average) qualify for an insurance discount.

Online Billing: It’s easier for insurance companies to send online bills rather than mailing. Ask if your auto insurance company offers a discount for this.

Safety Features: You can save up to 30% if the vehicle is equipped with safety features such as airbags and anti-theft devices.

Wyoming Auto Insurance Frequently Asked Questions

What is the average car insurance quote in Wyoming?

The average car insurance quote in Wyoming is $1,495 per year.

How much per month is vehicle insurance in Wyoming?

The monthly cost for vehicle insurance in Wyoming is approximately $125.

What is the penalty for driving without auto insurance in Wyoming?

If you drive without proof of auto insurance in Wyoming, you could face a fine of up to $750 as well as six months in jail.

What is driving like in Wyoming?

Wyoming is known for its rural country, but that means that the roads can be dangerous. US Route 191, US Highway 14A, and Teton Pass tend to feature icy, snowy roads. There is also a lot of wildlife lurking on these roads. In addition, many motorists in Wyoming drive while intoxicated, so you need to be alert at all times.

If you would like more information, visit the Wyoming Department of Motor Vehicles.

How can I get inexpensive auto insurance quotes in Wyoming?

Get inexpensive auto insurance quotes in Wyoming by following these tips.

Improve your credit, as insurers connect creditworthiness with responsibility.
Increase your deductible (the upfront amount you pay for a claim), and your premium should decrease.
Collision and comprehensive coverages may not be necessary for an older car.