Cheap Car Insurance Santa Monica

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Santa Monica is a beachfront city in western Los Angeles County, California. Located on Santa Monica Bay, it is bordered on three sides by the city of Los Angeles to the north, Brentwood on the northeast, and Venice on the south. Because of the revitalized downtown and the pier, the city sees a tremendous amount of tourist traffic year-round. If you’ve visited the pier or the promenade in recent years, you know how bad traffic can get. Exploring the many options for cheap car insurance available in Santa Monica is the best way to lower your rates.

About Santa Monica

 
Santa Monica was long inhabited by the Tongva people. After the Spanish-American War, the US government sovereignty in California began, on February 2, 1848. In the 1870s the Los Angeles and Independence Railroad connected Santa Monica with Los Angeles, bring in an abundance of tourism development. Many hotels and hostels were built, and The Santa Monica Hostel is now Santa Monica’s oldest existing  structure. The Pacific Electric Railroad brought people to the city’s beaches from across the Greater Los Angeles at the beginning of the 20th century. The amusement pier became enormously popular and then the completion of the Santa Monica Freeway in 1966 brought the even more prosperity.

The city is named after the Christian saint, Monica. Santa Monica used to be somewhat of a sleepy beach town, but over the past two decades the population has grown a great deal. It is largely affluent, with a high concentration of Hollywood employees and executives, as well as various celebrities and professional athletes. There is also a large concentration of students. The city has 23% of its workforce in scientific and technical services, and a large amount of game development companies. The population of Santa Monica was 92,987 in 2014. The city is #1 on the list of top 101 cities with the larges percentage of people in arts, design, entertainment, sports, and media occupations.

Crime has been decreasing steadily over the last ten years and Santa Monica now has the same crime rate as the national average, and fatal car crash rates are slightly above national average. It is somewhat  perplexing that the city has 11.8% of its residents living in poverty, yet at the same time it is #1 on the list of top 101 cities with the highest median household income. The median income is $67,060, which is higher than the national average.

Driving In Santa Monica

 
The Santa Monica Freeway (Interstate 10) begins in Santa Monica near the Pacific Ocean and heads east, and has the distinction of being one of the busiest highways in all of North America. The city has many public transportation choices to choose from, and many of them are run on alternative fuels! Eighty-two percent of the city’s public works vehicles run on alternative fuels, including almost 100% of the municipal bus system, making it among the largest such fleets in the country. The Big Blue Bus serves much of West Los Angeles and the University of California, Los Angeles (UCLA). A Big Blue Bus was also featured prominently in the action movie Speed. Taking full advantage of the public transportation available in Santa Monica is the best way to save mileage on your car, and money on your car insurance!