Cheap Car Insurance Santa Clara

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Santa Clara lies at the heart of Northern California’s “Silicon Valley.” This means that the city sees all of the corresponding growth, which brings a number of traffic problems. It also means that the median income for residents is increasing exponentially. No matter what your income is,¬†if you own a car and need cheap car insurance, there are a variety of options to choose from.

California requires two kinds of liability insurance: bodily injury liability ($15,000 per person/$30,000 per accident) and property damage liability ($5,000 per accident). This basic coverage pays for damage you cause, but not damage to your own car. And what happens if you are hit by an uninsured driver? Make sure you have as much coverage as you can to cover all possible situations you may encounter.

Not only are there more cars on the roads in Santa Clara, the average¬†value of the cars has also gone up. This plays a part in how insurance companies calculate rates in the city. Mainly because it costs more to cover high-value vehicles than it does others. If your rates have gone up due to the tech boom, take some time to research the options for cheap insurance that Santa Clara’s agents have available.

Quick facts about Santa Clara:

There are decent public transportation options throughout the area, including an extensive light rail system. Commuters who can utilize these options should, because the less miles you put on your car each year, the lower your rates will be.

While the overall crime rate in the city is low, the property crime rates are higher than average. There were almost 450 cars stolen in 2012, which is a jump from previous years and could mean that the car insurance rates for comprehensive coverage will be rising soon.