Cheap Car Insurance Twentynine Palms

cheap car insurance Twentynine Palms

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The City of Twentynine Palms is the home of Joshua Tree National Park Headquarters and the Marine Corps Air Ground Combat Center, the world’s largest Marine Corps training base. It is part of San Bernardino County and was named for the palm trees found there in 1852. There are 2.4 million annual visitors to the national park, plus three downtown plaza parks, two golf courses, a visitor center, and cultural attractions including a museum, library, art galleries, murals and public art, a community theater, and one of America’s last drive-in movie theaters. The cost of living in Twentynine Palms is 31% lower than the California average, and 5% lower than the national average. The cost of housing in Twentynine Palms is 20% lower than the national average, which makes it very attractive to families, singles, seniors, and retirees. The high tourism and lack of modern highways make it especially important to explore all the options for cheap car insurance Twentynine Palms has to offer.

The San Bernardino County Sheriff’s Department has been providing contract law enforcement services to the City of Twentynine Palms since July 1988 from the Morongo Basin Sheriff’s Station. Twentynine Palms is safer than 41% of the cities in the United States, with an overall crime rate that is 33% lower than the national average. Property crime is also low, at 40% below state average and 37% lower than the national average. Low crime means residents will get reduced rates on their insurance premiums.

Twentynine Palms Insurance Requirements

 
cheap car insurance Twentynine Palms 2All California state residents are required to have the basic liability insurance coverage in the following limits:

  • $5,000 of property damage liability per incident
  • $15,000 of bodily injury liability per person
  • $30,000 of bodily injury liability per incident

The minimum coverage may be all the law requires, but Twentynine Palms has a large population of higher income residents, and lots of traffic. This can put you at risk for more than what is covered by just liability. Car repairs and towing can quickly wipe out your savings, so consider adding these options for the best cheap car insurance Twentynine Palms can provide.

  • Collision
  • Towing and labor
  • Comprehensive
  • Rental reimbursement
  • Uninsured motorist bodily injury

Twentynine Palms Public Transportation

 
cheap car insurance Twentynine Palms 3There are no buses or train stations in Twentynine Palms, therefore, the number of people who carpool to work in Twentynine Palms is 95% higher than the national average. Since the number of people who work from home in Twentynine Palms is 24% higher than the national average, the lack of public transportation is not too much of an issue. carpooling is the best option for saving money, as it will lower you yearly mileage and qualifies you for an additional discount on your auto insurance.