Cheap Car Insurance Rocklin

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Rocklin is located in South Placer County at the intersection of Interstate 80 and State Highway 65, approximately 22 miles from Sacramento. With 360-degree panoramic views of the Sierra Nevada mountains to the northeast and to the Sutter-Butte mountain range in the West, Rocklin is perfect for outdoor enthusiasts of all kinds. The cost of living in Rocklin is 5% lower than the California average, but 30% higher than the national average. The average travel time to work in Rocklin is 6% higher than the national average, and more than 82 percent of the working population prefers to drive their own car to work. Interstate 80 and State Highway 65 are frequently congested, making the risk of accidents or tickets above average. This makes it very important to understand all the options for cheap car insurance Rocklin has available. Rocklin is safer than 63% of the cities in the United States, and overall crime rate is 27% lower than the national average. Property crime is also low, at 25% lower than to the average seen in California, and 21% lower than the overall national average. Rocklin has it's own police department, including a total of 78 Rocklin police officers. It also has additional departments including SWAT, Animal Control, Canine, Traffic/Motors, Reserve Program, Field Training, Crime Prevention and many others. A strong police force and low crime rates are important factors in the cost of insurance, and to maintaining low auto insurance premiums.

Rocklin Insurance Requirements

  All California state residents are required to have the basic liability insurance coverage in the following limits:
  • $5,000 of property damage liability per incident
  • $15,000 of bodily injury liability per person
  • $30,000 of bodily injury liability per incident
cheap car insurance rocklin 2The minimum coverage may be all the law requires, but Rocklin has a large population of higher income residents, and lots of traffic. This can put you at risk for more than what is covered by just liability. Car repairs and towing can quickly wipe out your savings, so consider adding these options for the best cheap car insurance Rocklin can provide.
  • Collision
  • Towing and labor
  • Comprehensive
  • Rental reimbursement
  • Uninsured motorist bodily injury

Rocklin Public Transportation

  cheap car insurance rocklin 3Rocklin has a wide variety of transportation options, from rail to bicycle. There is 1 airport and 9 Amtrak train stations within 30 miles of the Rocklin city center. The number of people who take public transportation in Rocklin is 80% lower than the national average. The use of public transportation is low, probably due to the fact that the number of people who work from home in Rocklin is 42% higher than the national average.