Cheap Car Insurance Rancho Palos Verdes

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cheap car insurance Rancho Palos Verdes

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Rancho Palos Verdes is an affluent suburb of Los Angeles. It is situated atop the Palos Verdes Hills and bluffs of the Palos Verdes Peninsula, and is known for the large tracts of open space and expansive views of the Pacific Ocean. The Point Vicente Interpretive Center in Rancho Palos Verdes is a premier whale-watching site and provides spectacular opportunities to view the annual migration of the Pacific gray whale from December through April. The cost of living in Rancho Palos Verdes is 55% higher than, the California average, and 112% higher than the national average. The median household income in Rancho Palos Verdes is 126% higher than the national average, which is needed in order to afford the cost of housing, which is 345% higher than the national average. The city’s popularity and high cost of living make it especially important to understand all the options for cheap car insurance Rancho Palos Verdes has to offer.

The City contracts with the Los Angeles County Sheriff’s Department for law enforcement services. The Lomita Sheriff’s Station serves the Peninsula Region Cities, as well as the City of Lomita. Rancho Palos Verdes is safer than 74% of the cities in the United States, with an overall crime rate in that is 52% lower than the national average. Property crimes is 51% lower than the California average and 48% lower than the national average. Crime rates play a very important role in determining the cost of your insurance premiums

Rancho Palos Verdes Insurance Requirements

 
cheap car insurance Rancho Palos Verdes 2All California state residents are required to have the basic liability insurance coverage in the following limits:

  • $5,000 of property damage liability per incident
  • $15,000 of bodily injury liability per person
  • $30,000 of bodily injury liability per incident

The minimum coverage may be all the law requires, but Cypress has a large population of higher income residents, and lots of traffic. This can put you at risk for more than what is covered by just liability. Car repairs and towing can quickly wipe out your savings, so consider adding these options for the best cheap car insurance Cypress can provide.

  • Collision
  • Towing and labor
  • Comprehensive
  • Rental reimbursement
  • Uninsured motorist bodily injury

Rancho Palos Verdes Transportation

 
cheap car insurance Rancho Palos Verdes 3There are 3 airports and 9 Amtrak train stations within 30 miles of the Rancho Palos Verdes city center. Seeing as how the area is as close to paradise as one can get, it is no surprise that he number of people who work from home in Rancho Palos Verdes is 105% higher than the national average. For those who do commute however, the average travel time to work in Rancho Palos Verdes is 23% higher than the national average. Carpooling or using public transportation is the best way to lower your yearly mileage and your auto insurance costs.