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Dublin is known as the Crossroads of the Bay Area because it sits at the crossroads of two major highways, Interstate 580 and Interstate 680. Dublin is the second fastest-growing city in the state of California, just 35 miles east of downtown San Francisco, 23 miles east of Oakland, and 31 miles north of  San Jose. Because of it’s growth and prime location, the cost of living in Dublin is 26% higher than the California average, and 72% higher than the national average. The United States Government is the city’s top employer, and many high-profile developers such as Rick Caruso, the creator of The Grove shopping center in Southern California, are also located here. Another interesting tid bit, the popular Discovery Channel program MythBusters has filmed over 50 episodes in Dublin at the Alameda County Sheriff’s Office bomb disposal range. There are quite a few festivals and celebrations held in Dublin, including the annual Saint Patrick’s Day celebration includes a 5K Fun Run and Walk. The high cost of living and tourist traffic make if very important to understand all the options for cheap car insurance Dublin has available.

Police services are contracted to and provided by the Alameda County Sheriff’s Office. Alameda also provides fire services and emergency medical services, as well as full-time 911 emergency services. The overall crime rate in Dublin is 35% lower than the national average. Crime involving property is also low, at 33% below state average, and 30% lower than the nation’s average. This is good news for residents because lower crime rates mean lower insurance premiums.

Dublin Insurance Requirements

cheap car insurance Dublin 2All California state residents are required to have the basic liability insurance coverage in the following limits:

  • $5,000 of property damage liability per incident
  • $15,000 of bodily injury liability per person
  • $30,000 of bodily injury liability per incident

The minimum coverage may be all the law requires, but Dublin has a large population of higher income residents, and lots of traffic. This can put you at risk for more than what is covered by just liability. Car repairs and towing can quickly wipe out your savings, so consider adding these options for the best cheap car insurance Dublin can provide.

  • Collision
  • Towing and labor
  • Comprehensive
  • Rental reimbursement
  • Uninsured motorist bodily injury

Dublin Public Transportation

cheap car insurance Dublin 3There are 3 airports and 19 Amtrak train stations within 30 miles of the Dublin city center. The average travel time to work in Dublin is 25% higher than the national average, so it is no surprise that the number of people who take public transportation in Dublin is 91% higher than the national average. The number of people who work from home in Dublin is 33% higher than the national average, which means less traffic and lower risks for accidents and tickets.