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The City of Dana Point is part of Orange County, and is characterized by its seven miles of prominent coastal bluffs and views that extend to Catalina Island and La Jolla in San Diego county on a clear day. County, State and private beaches lay along the coastline, including world-famous surfing spots at Doheny Beach, Dana Strands, and Salt Creek. Doheny State Park is one of California’s most popular beach facilities, offering camping, picnicking, swimming, surfing, bicycling, and tide pool exploration, and has over 2 million visitors annually. The cost of living in Dana Point paradise is 33% higher than the California average, and 81% higher than the national average. A small 2 bedroom home starts around 1.1 million, and homes can cost up to 10 million. With all the tourism and high cost of living, it is important to understand all the options for cheap car insurance Dana Point has available, as well as any discounts you may qualify for.

Dana Point is safer than 59% of the cities in the United States, with and overall crime rate that is 34% lower than the national average. Property crime is 34% lower than the California average and 31% lower than the national average. Law enforcement is provided by the Orange County Sheriff’s Department. Year round marine safety services are provided by (U.S. Ocean Safety Lifeguards) on the county beaches, and California state lifeguards on the state beaches. Dana Point is a very safe city, which means residents will also be able to save money with lower insurance premiums than other high crime cities.

Dana Point Insurance Requirements

All California state residents are required to have the basic liability insurance coverage in the following limits:

  • $5,000 of property damage liability per incidentcheap car insurance Dana Point 2
  • $15,000 of bodily injury liability per person
  • $30,000 of bodily injury liability per incident

The minimum coverage may be all the law requires, but Dana Point has a large population of higher income residents, and lots of traffic. This can put you at risk for more than what is covered by just liability. Car repairs and towing can quickly wipe out your savings, so consider adding these options for the best cheap car insurance Dana Point can provide.

  • Collision
  • Towing and labor
  • Comprehensive
  • Rental reimbursement
  • Uninsured motorist bodily injury

Dana Point Public Transportation

cheap car insurance Dana Point 3There is 1 airport and 7 Amtrak train stations within 30 miles of the Dana Point city center. Because it is such an incredibly beautiful city, it is no surprise that the number of people who work from home in Dana Point is 125% higher than the national average. For those who do travel to work, the average travel time to work in Dana Point is 10% higher than the national average. It is a good idea to save money by carpooling or riding the bus, and a great way to enjoy the scenery.