Cheap Car Insurance Chino Hills

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Chino Hills is part of San Bernardino County, and is the 6th most affluent city in the United States. The cost of living in Chino Hills is 13% higher than the California average, and 55% higher than the national average. The city of Chino Hills is bounded by Pomona and Diamond Bar and the city of Chino. Centrally located on the 71 freeway, between the 91 and the 60, it is a very popular place to live, being close in miles to large metropolitan cities, yet having a natural rural vibe. The cost of housing in Chino Hills is 155% higher than the national average, and a number of new commercial and retail spots have also increased the number of drivers on the roads in some parts of the city, particularly the parts closest to Chino.These facts and the high cost of living make it especially important to explore all the options for cheap car insurance Chino Hills has to offer.

The San Bernardino County Sheriff’s department is contracted to provide law enforcement services in Chino Hills, and the overall crime rate in Chino Hills is 48% lower than the national average. Property crime is also very low, being 47% lower than the California average and 44% lower than the national average. Chino Hills is safer than 74% of the cities in the United States, and the safer a city is, the lower the risk for theft or property damage. This influences the rate of auto insurance, giving residents a great opportunity to save on their insurance costs.

Chino Hills Insurance Requirements

All California state residents are required to have the basic liability insurance coverage in the following limits:

  • $5,000 of property damage liability per incident
  • $15,000 of bodily injury liability per person
  • $30,000 of bodily injury liability per incident

cheap car insurance chino hills 2The minimum coverage may be all the law requires, but Chino Hills has a large population of higher income residents, and lots of traffic. This can put you at risk for more than what is covered by just liability. Car repairs and towing can quickly wipe out your savings, so consider adding these options for the best cheap car insurance Chino Hills can provide.

  • Collision
  • Towing and labor
  • Comprehensive
  • Rental reimbursement
  • Uninsured motorist bodily injury

cheap car insurance chino hills 3Chino Hills Public Transportation

Omnitrans’ OmniLink demand-response provides Chino Hills with bus service, and there are many park and ride car pool parking lots in the area as well. There are also 3 airports and 14 Amtrak train stations within 30 miles of the Chino Hills city center. The average travel time to work in Chino Hills is 44% higher than the national average, so using public transportation or carpooling is the best way to save time and money on your auto insurance.