Cheap Car Insurance Cathedral City

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cheap car insurance Cathedral City

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Cathedral City is a city in Riverside County and got it’s name from “Cathedral Canyon” to the south of the town, because of its rock formations that are reminiscent of a cathedral. The city has grown significantly over the past 35 years, and a downtown revitalization program was completed by 2005. The cost of living in Cathedral City is 19% lower than the California average, but still 11% higher than the national average. The city is a popular place for a second winter residence, including actors Robert Duvall and Martin Landau. As the second largest city in the Coachella Valley, Cathedral City is geographically desirable, with many residents commuting to the larger nearby cities, by way of Interstate 10. This heavily used and frequently congested highway makes it especially important for residents to explore all the options for cheap car insurance Cathedral City has to offer, as well as any discounts you may qualify for.

There are a total of 71 Cathedral City police officers in the department, which also includes a K9-Unit, a Detective Bureau, and a Special Weapons and Tactics Team. Cathedral City is safer than 48% of the cities in the United States, with an overall crime rate that is 18% lower than the national average. Property crime is 18% lower than the California average and 14% lower than the national average. This is good news for residents because lower crime rates mean lower insurance premiums.

cheap car insurance Cathedral City 2Cathedral City Insurance Requirements

 

All California state residents are required to have the basic liability insurance coverage in the following limits:

  • $5,000 of property damage liability per incident
  • $15,000 of bodily injury liability per person
  • $30,000 of bodily injury liability per incident

The minimum coverage may be all the law requires, but Cathedral City has a large population of higher income residents, and lots of traffic. This can put you at risk for more than what is covered by just liability. Car repairs and towing can quickly wipe out your savings, so consider adding these options for the best cheap car insurance Cathedral City can provide.

  • Collision
  • Towing and labor
  • Comprehensive
  • Rental reimbursement
  • Uninsured motorist bodily injury


Cathedral City Public Transportation

cheap car insurance Cathedral City 3There is 1 airport and 4 Amtrak train stations within 30 miles of the Cathedral City city center. The average travel time to work in Cathedral City is 19% lower than the national average, and the number of people who take public transportation in Cathedral City is 36% lower than the national average. Carpooling is the best way to lower your yearly mileage for residents in rural areas like Cathedral City, and lower mileage means you can get a good discount on your auto insurance premium.