Cheap Car Insurance Canyon Lake

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Canyon Lake is a city and gated community on Canyon Lake reservoir western Riverside County. Canyon Lake Community rests a few minutes off the 1-15 Freeway south of Corona and north of Temecula. The multiple-guarded-gates neighborhood enjoys a private lake, Separate Slalom Course and Jump Lagoon, marina, tennis club, and golf course, expansive private pool & spa, and horse facilities. The community is named for Canyon Lake reservoir, and is maintained by storm water runoff from the San Jacinto River and Salt Creek. Water from the reservoir feeds the Canyon Lake Water Treatment Plant, which provides approximately 10% of the domestic water supply in the Lake Elsinore/Canyon Lake area. The cost of living in Canyon Lake is 1% lower than the California average, but still 35% higher than the national average. Living anywhere in California is pretty expensive, and it is important to save where you can, so check often for all the options for cheap car insurance Canyon Lake has available.

The City of Canyon Lake contracts with the Riverside County Sheriff’s Department for police services and provides for one deputy 24 hours per day. The overall crime rate in Canyon Lake is 69% lower than the national average, mainly because the Canyon Lake Community has it’s own service patrols and guards paid for by the homeowners. Crime involving property stands 68% lower than the remainder of the state of California and 66% lower than the nation’s average for the same reasons.

Canyon Lake Insurance Requirements

 
All California state residents are required to have the basic liability insurance coverage in the following limits:

  • $5,000 of property damage liability per incident
  • $15,000 of bodily injury liability per person
  • $30,000 of bodily injury liability per incident

cheap car insurance canyon lake 2The minimum coverage may be all the law requires, but Canyon Lake has a large population of higher income residents, and lots of traffic. This can put you at risk for more than what is covered by just liability. Car repairs and towing can quickly wipe out your savings, so consider adding these options for the best cheap car insurance Canyon Lake can provide.

  • Collision
  • Towing and labor
  • Comprehensive
  • Rental reimbursement
  • Uninsured motorist bodily injury

Canyon Lake Public Transportation

 
cheap car insurance canyon lake 3There are 8 Amtrak train stations within 30 miles of the Canyon Lake city center. The average travel time to work in Canyon Lake is 72% higher than the national average. This may be the reason that he number of people who carpool to work in Canyon Lake is 35% higher than the national average. Also, the number of people who take public transportation in Canyon Lake is 100% lower than the national average, probably because the number of people who work from home in Canyon Lake is 54% higher than the national average.