Cheap Car Insurance Cameron Park

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Cameron Park is approximately 30 miles east of Sacramento and 70 miles west of South Lake Tahoe. It is a community located in the Northern California Gold Country of the Sierra Nevada foothills, with a mix of ranches, single family homes, condominiums, apartments and businesses. Cameron Park was once known as the home of “Sam’s Town”, where many travelers stopped on their way to and from Lake Tahoe. The cost of living in Cameron Park is 6% lower than the California average, yet still 28% higher than the national average. Cameron Airpark Estate’s is next to the man-made Cameron Park Lake. The estate has wide streets that double as taxiways leading from the residences to the adjacent airport, and many homes have aircraft hangars for their private aircraft. The average travel time to work in Cameron Park is 12% higher than the national average. This plus the high cost of living for the area make it especially important to understand all the options for cheap car insurance Cameron Park has available.

The overall crime rate in Cameron Park is 4% higher than the national average, and is safer than 28% of the cities in the United States. As of 2015, the number of total year over year crimes in Cameron Park has decreased by 35%. Low crime rates go a long way in helping to reduce the cost of auto insurance premiums. The lower the risk for theft or vandalism, the better your insurance rates will be.

Cameron Park Insurance Requirements

All California state residents are required to have the basic liability insurance coverage in the following limits:

  • $5,000 of property damage liability per incident
  • $15,000 of bodily injury liability per person
  • $30,000 of bodily injury liability per incident

cheap car insurance cameron park 2The minimum coverage may be all the law requires, but Cameron Park has a large population of higher income residents, and lots of traffic. This can put you at risk for more than what is covered by just liability. Car repairs and towing can quickly wipe out your savings, so consider adding these options for the best cheap car insurance Cameron Park can provide.

  • Collision
  • Towing and labor
  • Comprehensive
  • Rental reimbursement
  • Uninsured motorist bodily injury

Cameron Park Public Transportation

cheap car insurance cameron park 3There are 8 Amtrak train stations within 30 miles of the Cameron Park city center. Even so, the number of people who carpool to work in Cameron Park is 9% higher than the national average. However, the number of people who carpool to work in Cameron Park is 9% higher than the national average. Carpooling is a great way to keep your yearly mileage use low, and that in turn helps you get a discount on your car insurance.