Cheap Car Insurance Calexico

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Calexico is on the international border with Mexicali, Baja California, and Mexicos and is part of Imperial County, California . The name Calexico was coined from a combination of the words California and Mexico. Located about 120 miles east of San Diego and 62 miles west of Yuma, Arizona,there is plenty of outdoor recreation available. Golfing, water sports, hunting, fishing and hiking, and the beautiful beaches of San Diego and Baja California are enjoyed by residents and visitors alike. Hundreds of acres are currently being developed into industrial parks, and commercial and incentives are offered to encourage industrial development. The cost of living in Calexico is 28% lower than the California average, and 2% lower than the national average. Being a border town means traffic can get very heavy, creating a higher risk of accidents and tickets. This makes it especially important to explore all the options for cheap car insurance Calexico has to offer, as well as any discounts you may qualify for.

The overall crime rate in Calexico is 51% higher than the national average, and property crime is 49% higher than state average and 57% higher than the overall national average.  The Calexico Police Department has 56 police officers and is divided into an Operational Services Division and Administrative Services Division. Calexico is safer than 21% of the cities in the United States, which helps keep the cost down on insurance premiums.

Calexico Insurance Requirements

 
All California state residents are required to have the basic liability insurance coverage in the following limits:

  • $5,000 of property damage liability per incidentcheap car insurance Calexico 2
  • $15,000 of bodily injury liability per person
  • $30,000 of bodily injury liability per incident

The minimum coverage may be all the law requires, but Calexico has a large population of higher income residents, and lots of traffic. This can put you at risk for more than what is covered by just liability. Car repairs and towing can quickly wipe out your savings, so consider adding these options for the best cheap car insurance Calexico can provide.

  • Collision
  • Towing and labor
  • Comprehensive
  • Rental reimbursement
  • Uninsured motorist bodily injury

cheap car insurance Calexico 3Calexico Public Transportation

Calexico is served by the privately owned Calexico Transit, LA Shuttle and Numero Uno Shuttle and the publicly owned Imperial Valley Transit for local transit. Calexico is also served by Greyhound Lines. The number of people who carpool to work in Calexico is 23% higher than the national average. Carpooling or using public transportation is a great way to keep down the yearly mileage on your car, and get a discount on your auto insurance.