Cheap SR22 Insurance Rancho Santa Margarita

 

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cheap sr22 insuranceRancho Santa Margarita is one of Orange County’s youngest cities, and at 22 characters long, it is the longest city name in California. Rancho Santa Margarita has repeatedly been rated as one of the safest cities in California. The city is a master planned community set upon rolling hills just inland of Mission Viejo. Many residents commute to Irvine for work, making the traffic congestion a daily challenge, along with increased rates for accidents and traffic tickets. If you have too many violations on your license, it is important that you understand all the options for cheap sr22 insurance Rancho Santa Margarita has to offer.

 

Facts About Cheap SR22 Insurance Rancho Santa Margarita

An SR22 provides proof to the DMV that you have the amount of liability coverage required by the state of California. The California Department of Motor Vehicles requires an SR 22 filing for drivers who have had their license suspended. Examples of situations which may result in a temporary license suspension requiring an SR22 filing include, but are not limited to:

  • Excessive citations or tickets within a year
  • DUI or DWI violations
  • Outstanding fines
  • Caught driving without insurance

What To Do If You Need SR22 Insurance

  • You can get an SR22 from your insurance company, then they will file it electronically with the DMV.
  • If your policy lapses, cancels, or non-renews for any reason, the DMV is notified and your license could be re-suspended. It is a good idea to enroll in an automatic payment plan for your insurance, that way it won’t be cancelled because of a late payment.
  • It is also very important to be extra careful on the road and obey all traffic laws. Any additional violations could cancel your license again.
  • If you are nervous about driving during this time, you should look at what public transportation is available in the area. Taking a bus or train instead of your car will insure that you do not get another ticket or citation, and will also save mileage on your car.