Cheap SR22 Insurance Pomona


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cheap sr22 insurance pomonaBecause of Pomona’s location amid a number of major freeways, and the fact that it is a destination spot for many large events, many drivers find themselves with tickets on their driving records. Too many tickets, or major violations such as drunk driving, will usually lead to the DMV suspending your driving privileges. When this happens in California, you will be required to file an SR22, or other proof of financial responsibility. Many people are surprised by the number of options for cheap SR22 insurance Pomona has available. If you’re looking for a cheap way to get your license back, here are some things to keep in mind.

An SR22 Is Not Separate Insurance

Because of all the fees surrounding traffic tickets, and the court fees included with a DUI conviction, most people assume that SR22 filings will be equally as expensive. They are often advertised as being separate insurance policies, but they aren’t. They are an endorsement that is added to an auto policy. This means if you have an existing auto policy, you can probably call your agent and request it to be added.

After the insurance company files the SR22 with the Department of Motor Vehicles, you must keep your insurance policy up to date for three years. If you miss a payment, or it’s gets canceled for any reason, you will have to start the three year term over from the beginning.

Your SR22 filing is just a one-time charge of $10-$25. While Pomona’s rates for liability insurance can get high, the more quotes you get the better your chances of finding a rate that fits your budget.

Will My Insurance Go Up?

After being found guilty of DUI charges, you could be considered a high risk driver. This would also happen if you had too many tickets in a short time period, or were caught driving without a license. This is why it is important to find affordable insurance in Pomona. Then you just need to keep your driving record clean and make your payments, and you will soon be qualified for the Good Driver Discount again.