Cheap SR22 Insurance Oakley


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cheap sr22 insurance oakleyOakley is within the nine-county San Francisco Bay Area and its west border is Highway 160, which provides access to Oakland, San Francisco, San Jose, Sacramento, and the Central Valley. As one of California’s youngest cities, residents enjoy a charming area with an abundant housing supply, quality schools, and a small town feel. The Sacramento-San Joaquin Delta forms the northern boundary of the city, and draws many visitors from the surrounding areas. This means more traffic congestion, and a higher risk for accidents, multiple tickets, or even a DUI. In 2014 the county had 30 fatal accidents and 32 DUI arrests. If you have any of these violations on your record, it is very important that you understand all the options for cheap SR22 insurance Oakley has available.

SR22 insurance must be maintained for three years, any additional violations could cancel your license again. If you are nervous about driving during this time, you should look at what public transportation is available in the area. Taking a bus or train instead of your car will insure that you do not get another ticket or citation. Contra Costa County has an extensive public transit system served by TriDelta Transit. Bay Area Rapid Transit (BART) stations to Discovery Bay are in Pittsburg and Dublin, and from these stations, riders are able to access the entire bay area transportation network.


Cheap SR22 Insurance Oakley Facts

An SR22 provides proof to the DMV that you have the amount of liability coverage required by the state of California. The California Department of Motor Vehicles requires an SR 22 filing for drivers who have had their license suspended. Examples of situations which may result in a temporary license suspension requiring an SR22 filing include, but are not limited to:

  • Excessive citations or tickets within a year
  • DUI or DWI violations
  • Outstanding fines
  • Caught driving without insurance

What To Do If You Need SR22 Insurance In Oakley

  • You can get an SR22 from your insurance company, then they will file it electronically with the DMV.
  • If your policy lapses, cancels, or non-renews for any reason, the DMV is notified and your license could be re-suspended. It is a good idea to enroll in an automatic payment plan for your insurance, that way it won’t be cancelled because of a late payment.