Cheap SR22 Insurance Irvine

 

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cheap sr22 insurance irvineIrvine is a thriving metropolis in Orange County, and several major highways pass through, including, Interstate 5, and Interstate 405. Heavy traffic means a higher risk for accidents and tickets. To many accidents or other infractions can result in a suspended license. Anytime your license is suspended you will need to find all the options for cheap SR22 insurance Irvine has available.

 

What is an SR22?

SR22s are financial responsibility filings. They show the DMV that you are carrying California’s minimum liability insurance requirements on your auto policy. SR22s track your policy’s activity. An SR22 filing is an endorsement to your auto policy that notifies the DMV of any changes in your policy status. This means that if your policy cancels or lapses for any reason, and isn’t replaced, the DMV is notified within 24 hours and your license will most likely be suspended again.

Avoid Cancellations!

This makes it very important to be sure your payments reach your insurance company on time each month. This is important to know, because even one day of suspension will take away the Good Driver Discount in California. This will affect you for three years as of the day you get your license back, so it’s important to keep your insurance active or that three year window will reset. To help avoid cancellations we suggest enrolling in Electronic Funds Transfer. This will withdraw your monthly payments from your credit card or bank account each month automatically.

If you have a policy with already just call and they will help you fill out the SR22 and send it to the DMV. An SR-22 filing is usually between $10 and $25 dollars. This is NOT a monthly charge, but is instead charged once on renewal. If you don’t own a vehicle you can purchase a non-owner’s policy. This is a liability only policy that covers you to drive any vehicle that isn’t registered to you or someone in your household.