Cheap SR22 Insurance Inglewood

 

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cheap sr22 insurance inglewoodDUIs aren’t uncommon in Inglewood. As part of Los Angeles county, the city sees a heavy a police presence and frequent drug and DUI checkpoints. This can mean a lot of residents have been finding themselves with suspended licenses, or other driving restrictions. If you’re looking to get your license back soon, take a couple minutes to look over all the options for cheap SR22 insurance Inglewood can offer. You shouldn’t pay more than you have to just because you’ve had some dings on your driving record. Here are some quick facts about SR22 insurance that can help you with the process.

What Is An SR22?

An SR22 is a form that you can get from your insurance company that proves you have the required amount of insurance coverage. Your insurance company will have you fill out the form and then they will send it electronically to the DMV.  The DMV usually requires SR22s to remain on file with them for 3 years. But if your policy cancels during those three years, the time period resents. This means it will take even longer for you to get your license back and end up costing you a lot more in the long run. You will not be eligible for the Good Driver Discount until your suspension falls off your record. Chances are, if you are currently insured, your rates are going to go up a lot. Even having your license suspended for a single day will take away your Good Driver Discount (which is up to 30% with some companies). The filing itself is usually a one-time fee of $10-$25. It is not a monthly charge so be wary of any agent that tells you otherwise.

What To Do Next

The law also requires that you enroll in a DUI program, kind of like traffic school. After you complete this, the most important thing you can do is drive safely. Obey all traffic rules and watch out for aggressive drivers. Don’t let another drivers mistakes become your problem. This also might be a good opportunity to try out the public transportation in Inglewood, or even carpooling.