Cheap SR22 Insurance Hayward

 

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cheap sr22 insurance haywardHayward is located in Alameda County, California in the San Francisco Bay Area. Hayward is the sixth largest city in the Bay Area, with a 2014 population of 149,392. Because it is a college town, Hayward residents see frequent DUI checkpoints, especially around downtown and the university. If you’ve had some bad luck, like getting a DUI, you will be required by law to get SR22 insurance. Take the time and effort to locate all the options for cheap SR22 insurace Hayward has available.

Some Quick Facts About SR22s

 

  • They are not insurance. They are a filing attached to your insurance.
  • SR22 filings are usually a one-time charge on your policy of $10-$25 dollars.
  • SR22s are most commonly required for DUI convictions, but if you’ve had too many tickets, unpaid judgments, reckless driving, or other major violations, you might find yourself in need of one.
  • If you have a current auto insurance policy you can usually call your company and ask that it be added, however your rates may raise when your new tickets hit your record.
  • If you don’t have a car, you can get what’s known as a “non-owners” policy. These will allow you file your SR22 and drive any car that’s not registered to you or available for regular use.

Once your insurance company has filed your SR22 with the Department of Motor Vehicles, it’s up to you to do the rest. Make sure you keep you payments current, maybe even sign up for automatic payment. Be a safe driver and avoid any more violations or accidents. If you feel nervous about driving, try carpooling with a friend, or using public transportation. This will not prevent you from finding cheap car insurance in Torance as long as you keep vigilant. Pretty soon, you will have your Good Driver Discount back again.