Cheap SR22 Insurance Dana Point

 

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cheap sr22 insurance dana pointDana Point is located in southern Orange County, California and has seven miles of prominent coastal bluffs and rolling hills along the Pacific Ocean. Dana Point Harbor provides slips and mooring for over 2,500 boats and attracts thousands of visitors annually for shopping, sport fishing, walking, bicycling, parasailing and a host of recreational activities. This results in lots of traffic congestion, which means a higher risk for accidents, multiple tickets, or even a DUI. If you have any of these violations on your record, it is very important that you understand all the options for cheap SR22 insurance Dana Point has available. As part of Orange County, Dana Point had 44 fatal accidents related to alcohol in 2014. There were 140 DUI arrests, so that means 140 suspended licenses and the need to carry the required SR22 insurance for three consecutive years. Utilizing public transportation for this three year period is a great way to keep your driving record clean. The best way to get around this sceinic city is Amtrak or Metrolink trains at the San Juan Capistrano station. There is also OCTA busess that travel up and down much of the Pacific Coast Highway and is a great option to get around Newport Beach.

 

Facts About Cheap SR22 Insurance Dana Point

An SR22 provides proof to the DMV that you have the amount of liability coverage required by the state of California. The California Department of Motor Vehicles requires an SR 22 filing for drivers who have had their license suspended. Examples of situations which may result in a temporary license suspension requiring an SR22 filing include, but are not limited to:

  • Excessive citations or tickets within a year
  • DUI or DWI violations
  • Outstanding fines
  • Caught driving without insurance

What To Do If You Need SR22 Insurance

  • You can get an SR22 from your insurance company, then they will file it electronically with the DMV.
  • If your policy lapses, cancels, or non-renews for any reason, the DMV is notified and your license could be re-suspended. It is a good idea to enroll in an automatic payment plan for your insurance, that way it won’t be cancelled because of a late payment.