Cheap SR22 Insurance Corona

 

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cheap sr22 insurance coronaWith all the traffic, construction, and the heavy police presence in Corona, it’s easy to find yourself with some extra traffic points. If you have had too many, or a major violation, you will probably find yourself in need of an SR22 at some point. California has some strict restrictions on drivers with major violations, so it is worth it to take the time to look at all the options for cheap SR22 insurance Corona can offer.

 

What is an SR22 filing?

They are simple endorsements to your auto insurance that allow the DMV to monitor your policy status. All drivers in California must adhere to certain minimum coverage requirements. If your policy cancels at any time while you have an SR22 on file, the DMV is notified and your license may be suspended again.

What happens if my license is suspended?

After a major violation, like a drunk driving condition, your driving privileges will be revoked for a certain period of time. After that, you will be eligible to drive as long as you have an SR22 filing. License suspensions usually stay on your record for 3 years after the reinstatement date. But, if your policy cancels during those three years, the time frame will start over.

This makes it very important that you stay on top of your payments. Enrolling in automatic withdrawal, or paying your policy in full every six months, can help with this. Make sure you practice safe driving, or even better, take advantage of public transportation for a while. It will be worth it when you get back your Good Driver Discount.

What if I don’t have a car?

Non-owner’s policies are options for drivers without their own vehicle. They allow you to file an SR22 and drive vehicles that aren’t registered to you or someone else in your household.