Cheap SR22 Insurance Westminster

 

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cheap sr22 insurance westminsterWestminster is located in Orange County and is one of the most culturally diverse cities in the state. While the economy is based largely in retail (Westminster Mall), the largest employers are the Westminster School District and Southern California Edison. Many of the city’s residents commute into the surrounding LA area for work each day, and there is a high possibility for getting  a few traffic tickets or DUI. residents should explore all the available options for cheap SR22  insurance that Westminster can offer.

What Is SR22 Insurance?

An SR22 is a form that is attached to your current auto insurance policy. If you do not have insurance, you will need to get that also. The insurance company will help with sending your SR22 to the Department of Motor Vehicles. This lets them know that you have the state mandated required insurance coverage. You must maintain this insurance coverage for three years without any cancellations.

Your insurance, and your SR22 can be canceled automatically if you miss a payment, or get another serious driving infraction. To make sure that does not happen, one thing you can do is sign up for automatic payments with your insurance company. Another option is to pay the full term up front. If your license was suspended because off a DUI, you will also need to complete a Drug and Alcohol program that is approved by the Department of Motor vehicles.

Fees And Other Costs

The SR22 insurance is not very expensive, just a one time or annual fee of $15 to $20 . The DMV will have other charges, and if you need to complete a DUI program that will also have a fee. The biggest change will come from your general insurance cost. It will probably be higher as you will now be considered a high risk driver. Keep your SR22 insurance current and your driving record clean, and in time your rates will go back down.