Cheap SR22 Insurance Tracy

 

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cheap sr22 insurance tracyTracy is the second most populated city in San Joaquin County, California. Surrounded by some of the busiest freeways in northern California, Tracy is under a lot of development pressure from the overflow population of the Bay Area. More and more people are moving into the area, making it a higher risk for traffic tickets and other driving violations. If you have had your license suspended, you should take some time to explore all the options for cheap SR22 insurance Tracy has available.

What Is SR22 Insurance?

 

SR22 insurance is proof of financial responsibility and required if your license has been suspended or revoked. An SR22 is a form that is added to your auto insurance policy to prove to the Department of Motor Vehicles that you have the state required minimum of insurance coverage.  You just need to contact your insurance company and they will provide you with the form and then send it electronically to the Department of Motor Vehicles. Examples of situations which may result in a need for an SR22 filing include:

  • DUI’s of DWI
  • High number of tickets within a year
  • Caught driving without insurance
  • Traffic or parking fines that have not been paid

Depending on what violations led to the SR22 filing, the state usually requires them for 3 years. However, if have a lapse in your active insurance policy within three years, you will automatically have to restart the 3 year window.

It is a good idea to enroll in an automatic payment plan for your insurance, that way it won’t be cancelled due to late payment. It is also very important to be extra careful on the road and obey all traffic laws. Another option is to make use of the public transportation available in Alhambra, or even try carpooling with a friend. Pretty soon the three year term will be over, and you may once again be eligible for the Good Driver Discount.