Cheap SR22 Insurance Thousand Oaks

 

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cheap sr22 insurance thousand oaksThousand Oaks is one of the safest cities in the nation, due in part to its highly effective police force. This can mean a higher traffic-ticket risk, so drivers are advised to obey all local traffic laws, and pay special attention to the road. However, if you’ve found yourself with a number of DMV violations, or even a major violation like drunk driving, you might be required to carry an SR22. The good news is not difficult to find the all the options for cheap SR22 insurance Thousand Oaks can offer. Most California insurance companies have developed special rates for “high-risk” drivers, that are usually fair and surprisingly affordable. If it’s your first experience filing an SR22, here are some things you should know beforehand.

What Is An SR22?

The common misconception is that SR22s are a form of insurance. That’s not true. In fact, you need to already have auto insurance before you can get an SR22. Or start a new policy with the filing attached. If you have current insurance, you can usually just call your company to have them add it to your policy.

Sr22 filings allow the Department of Motor Vehicls and the state to monitor your insurance policy’s status. So if it cancels for any reason, the DMV is notified electronically and could suspend your license again. This is important to know because having a license suspension on your driving record means you are automatically disqualified from the Good Driver Discount for up to three years. If you earn another suspension that time frame will reset.

How Much Is The SR22 Filing?

This is the good news. They are usually a one-time charge between $10-$25. Some companies will charge you this each renewal, others will only charge it once at the beginning. Be sure to ask your agent what to expect in this regard.