Cheap SR22 Insurance Simi Valley

 

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cheap sr22 insurance simi valleySimi Valley has had some problems with drunk drivers lately. Just two years ago, one of the city’s councilmen was arrested for a DUI! That means he’s probably got one of the options for cheap SR22 insurance Simi Valley can offer him. Whether you’re a city councilmen, or just a regular resident, the process can be stressful and confusing. But you don’t have to have government connections so save money and time. If this is your first time navigating the SR22 process, here is some information that can help.

How Do I Get An SR22?

If you have current insurance all you need to do is call your insurance company and request that it be added. Most insurance companies will be happy to give you the filing, and it usually costs a one-time fee of $10-$25. Your insurance company will file the SR22 with the Department of Motor Vehicles. Then they will be able to keep track of your policy and make sure it stays active for three full years. If you miss a payment to your insurance company, or get another driving violation, you will have your license suspended again. At that point you will have to start the process over again.

If you had a previously clean driving record your rates are probably going to increase a great deal. Insurance companies usually have separate programs for “low-risk” and “high-risk” drivers. If you were rated on a clean record, you’re probably going to want to switch to a different program. While some “high-risk” policies have certain restrictions, they are usually rated to give you a fair price until you get back on your feet.

It is a good idea to sign up for automatic payments with your bank, to make sure your insurance is paid promptly and consistently. Practice safe driving, keeping a sharp eye out for what other people are doing.