Cheap SR22 Insurance Santa Monica


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cheap sr22 insurance santa monicaSanta Monica is a beach city in western Los Angeles County, located on Santa Monica Bay. It is bordered on three sides by the city of Los Angeles to the north, Brentwood on the northeast, and Venice on the south. The revitalized downtown and the pier insure that the city sees a tremendous amount of tourist traffic year-round. If you’ve visited the pier or the promenade in recent years, you know how bad traffic can get. There is a strong police presence so there is a high chance you could get a few too many traffic tickets or even a DUI. If that happens, exploring the many options for cheap SR22 insurance available in Santa Monica is very important.

Reasons an S-22 is required

There are a number of different reasons the DMV will suspend your license and require you to file an SR22. Some of them include:

  • Driving while uninsured.
  • Reckless driving
  • Driving while under the influence of alcohol
  • Leaving the scene of an accident

An SR22 is basically just a form you can get from your insurance company that proves you are carrying the amount of insurance required by law. Your insurance company will help you complete the form, the they will send it to the Department of Motor Vehicles.

After that, it is up to you to keep your driving record clean and your SR22 insurance current. Make sure your insurance does not get canceled by making your payments each month on time for three consecutive years. You can sign up for automatic payments with your insurance company or your bank.

It is also very important to keep your driving record clean for the three years as well. Any cancellation of your insurance or another serious driving violation will automatically cancel the SR22 insurance, and you will have to start the three years over a gain from the beginning.  If you don’t have insurance or need an SR22, click on the “Get A Quote” button at the top of the page to see all of the options available.