Cheap SR22 Insurance Santa Maria


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cheap sr22 iinsurance santa mariaSanta Maria is a city in Santa Barbara County near the Southern California coast . It is approximately 120 miles northwest of Los Angeles and well known for its wine industry. Its estimated 2014 population was 103,410. The average commute time in Santa Maria CA is between 19.4 minutes and 21 minutes. The more time you spend on the road, the more likely you are to recive traffic violations or even a DUI. If that happens you should be aware of all the options for cheap SR22 insurance Santa Maria has available.

What Is An SR22?


If you have your license suspended or revoked, the law requires you to file and SR22 in order to get your license released. An SR22 is a form you can get from your insurance company. They will send the completed form to the Department of Motor Vehicles. This is proof that you are carrying the minimum amount of auto insurance required by the state. Your insurance rate will probably go up, due to the violation, not the SR22. You must keep the SR22 insurance active for three years, with no breaks in the coverage, otherwise your license will be suspended again and you will have to start the whole process over.

Then What?


After you have filed the SR22 there are two important things you need to do. First, make sure there are no lapses in your insurance payments. Signing up for automatic payments will help with that, or you can also pay the whole policy at once. The second most important thing you will need to do is keep your driving record clean. If you get any more serious violations your SR22 will be canceled and your license suspended again. Practice safe driving when you are on the road. Keep a sharp eye out for aggressive drivers and stay far away from them. Another option is to try out the options for public transportation available in Santa Maria. The time will pass quickly and soon you will be eligible for the Good Driver Discount again.