Cheap SR22 Insurance San Marcos


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cheap sr22 insurance san marcosSan Marcos is located in the North County region of San Diego and is the home of the California State University San Marcos and Palomar College. The city is next to Escondido, Encinitas, Carlsbad, and Vista. San Marcos is right off State Highway 78, which is always crowded with traffic. San Marcos and its surrounding areas are some of the most popular vacation destinations in California. Highway Patrol and local police are very visible and pose frequent check points. As a result, traffic tickets and DUIs happen quite often. If you have had your license suspended, it is a good idea to explore all the options for cheap SR22 insurance San Marcos has available.

What Is An SR22?

Examples of situations which may result in a temporary license suspension requiring an SR22 filing include, but are not limited to:

  • DUI violations
  • Excessive citations or tickets within a year
  • Driving without insurance
  • Outstanding fines

The California Department of Motor Vehicles requires an SR 22 filing for drivers who have had their license suspended. An SR22 provides proof to the DMV that you have the amount of liability coverage required by the state of California. You can get an SR22 filing from your insurance company, then they will file it electronically with the DMV.

Be sure to keep your insurance policy payments current, and your driving record clean for three consecutive years. If your policy lapses, cancels, or non-renews for any reason, the DMV is notified and your license could be re-suspended. You have to begin the process all over again, and maintain it without interruption for three years.

Any time your license is suspended, your auto insurance will increase in price. Just keep your driving record clean and make your payments on time, and soon you will be eligible for the Good Driver Discount again.