Cheap SR22 Insurance Redding


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cheap sr22 insurance reddingRedding is located on the Sacramento River and is the largest city in the Shasta Cascade region. With a population of 91,593 in 2014, it is the fourth-largest city in the Sacramento Valley. Redding and its surrounding parks, lakes and mountains offer respite from the hectic lifestyles of the nearby cities. Interstate 5 runs straight through Redding, and almost always has a heavy police presence. If you have had some accidents or tickets, you may find yourself searching for all the options for cheap SR22 isurance Redding can offer.

Reasons An S-22 Is Required

  There are a number of reasons the Department of Motor Vehicles will suspend your license and require you to file an SR22. Some of them include:
  • Caught driving while uninsured.
  • Reckless driving conviction
  • Driving while under the influence of alcohol
  • Leaving the scene of an accident

What Is An SR22?

  An SR22 is a separate form that is attached to your auto insurance policy. It is proof of financial responsibility, letting the state DMV know that you are carrying current, active auto insurance that meets the requirements of the law. They are usually required to be active for 3 consecutive years, but in general the SR22 fee is only paid once on renewal. If for some reason your auto policy cancels, your insurance company will help you fill out an SR22 and then send it to the DMV electronically. From there, you will need to do your part to keep your insurance active and your driving record clean. Here are some ideas to help with that:
  • Enroll in automatic payments with your insurance company or bank
  • Pay your total term cost up front, usually it is 6 months at a time
  • Use public transportation or carpooling
Keep this up for the full three years, and then you will probably be able to qualify for the Good Driver Discount again.