Cheap SR22 Insurance Placerville


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cheap SR22 insurance PlacervilleCentrally located in the Sierra Nevada foothills between the Sacramento Valley and Lake Tahoe basin, Placerville is situated just off Highways 50 & 49, and famous for its vineyards and production of fine wines. It is part of the Sacramento–Arden-Arcade–Roseville Metropolitan Statistical Area, and the town itself is registered as California Historical Landmark. The city has many significant historical places, including the site of the Pony Express where 80 riders including William, “Buffalo Bill” Cody, relayed mail by horseback. California State Route 49 runs north and south, connecting the city with the other major communities, and Route 50 heads west to Sacramento and east to South Lake Tahoe. The cost of living in Placerville is 14% higher than the national average, and the overall crime rate is 13% higher than the national average. Placerville is part of El Dorado County and in 2014 there were 64 DUI arrests. If you have had a DUI or any serious violations on your driving record, it is very important that you understand all the options for cheap SR22 insurance Placerville has available.

About Cheap SR22 Insurance Placerville

cheap SR22 insurance Placerville 2An SR22 provides proof to the DMV that you have the amount of liability coverage required by the state of California. The California Department of Motor Vehicles requires an SR 22 filing for drivers who have had their license suspended. You can get an SR22 from your insurance company, then they will file it electronically with the DMV. You must keep your SR22 insurance active for a minimum of three years. If your policy lapses, cancels, or non-renews for any reason, the DMV is notified and your license could be re-suspended. It is a good idea to enroll in an automatic payment plan for your insurance, that way it won’t be cancelled because of a late payment.

Examples of situations which may result in a temporary license suspension requiring an SR22 filing include, but are not limited to:

  • Excessive citations or tickets within a year
  • DUI or DWI violations
  • Outstanding fines
  • Caught driving without insurance

cheap SR22 insurance 
Placerville 3Save Money On SR22 Insurance

It is a good idea to use public transportation as much as you can while you are maintaining your SR22 insurance. It is the best ways to avoid a repeat driving violation or accident. There are 7 Amtrak train stations within 30 miles of the Placerville city center, and bus service is provided by El Dorado Transit. The average travel time to work in Placerville is 7% higher than the national average, and the number of people who carpool to work in Placerville is 1% higher than the national average.