Cheap SR22 Insurance Palm Desert


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cheap SR22 insurance Palm DesertPalm Desert is a major center of growth in the Coachella Valley, in Riverside County. The resort town is very popular with those who want to worship the sun in the winter time, and explore the great outdoor desert. Hiking, biking, and shopping are prime attractions. JW Marriott Desert Springs Golf Resort, and Marriott Desert Springs Villas are the city’s top employers. Many people who come to visit end up staying, drawn in by the low cost of housing and vacation atmosphere. The cost of living in Palm Desert is 8% lower than the California average, and the median home price is $2999,500 However, as with many vacation areas, there is a price to pay for all that play.  The overall crime rate in Palm Desert is 63% higher than the national average, and in 2014 there were 11 alcohol related traffic deaths, and 185 DUI arrests. If you have any serious violations on your record, it is very important that you understand all the options for cheap SR22 insurance Palm Desert  has available.

About Cheap SR22 Insurance Palm Desert

An SR22 provides proof to the DMV that you have the amount of liability coverage required by the state of California. The California Department of Motor Vehicles requires an SR 22 filing for drivers who have had their license suspended. You can get an SR22 from your insurance company, then they will file it electronically with the DMV. You must keep your SR22 insurance active for a minimum of three years. If your policy lapses, cancels, or non-renews for any reason, the DMV is notified and your license could be re-suspended. It is a good idea to enroll in an automatic payment plan for your insurance, that way it won’t be cancelled because of a late payment.

cheap SR22 insurance Palm Desert 2Examples of situations which may result in a temporary license suspension requiring an SR22 filing include, but are not limited to:

  • Excessive citations or tickets within a year
  • DUI or DWI violations
  • Outstanding fines
  • Caught driving without insurance

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cheap SR22 insurance Palm Desert 3There is 1 airport and 4 Amtrak train stations within 30 miles of the Palm Desert city center. Palm Desert is served by Morongo Basin Transit Authority, Sun Bus and Greyhound. The number of people who carpool to work in Palm Desert is 13% higher than the national average. The three year period in which you must maintain SR22 insurance it is very important to minimize your risk of getting another traffic violation. Carpooling or using public transportation is the best ways to avoid a repeat driving violation is to take advantage of public transportation.