Cheap SR22 Insurance Newport Beach


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cheap sr22 insurance newport beachNewport Beach is a seaside city in Orange County, and has a population of about 87,266. The median household income is over $104,000, one of the highest in the nation. The harbor is one of the busiest in the nation for recreational sailing, and plenty of tourist traffic. This makes it a high probability area for getting tickets or even a DUI. If you have had your license suspended for any reason, it is worth the time to explore all the options for cheap SR22 insurance Newport Beach has available.

What Is SR22 Insurance?

An SR22 is a form that is attached to your current auto insurance policy and proves you have the state required amount of insurance coverage. Your insurance company will help with electronically sending your SR22 to the Department of Motor Vehicles. You must maintain this insurance coverage for three years without any cancellations.

Your insurance, and your SR22 can be canceled automatically if you miss a payment, or get another serious driving infraction. To make sure that does not happen you can sign up for automatic payments with your insurance company or your bank. Another option is to pay the full term up front. If your license was suspended because off a DUI, you will also need to complete a Drug and Alcohol program that is approved by the Department of Motor vehicles.

Fees And Other Costs

The SR22 insurance is not very expensive, just a one time or annual fee of $15 to $20 . The DMV will have other charges, and if you need to complete a DUI program that will also have an aditional fee. It is very important that you keep your driving record clean and your insurance payments up to date. If not, your license can be suspended again, and you will have to start the process over.