Cheap SR22 Insurance Napa

 

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cheap sr22 insurance napaNapa is just North of San Francisco, and it is the second-largest city in California’s Wine Country. The city has a crime rate below the national average, and fatal car crashes are few, only a fraction of the state average. The city is now known throughout the state as the center of California’s wine industry. Many people travel from all over the country to visit the wineries and so there is plenty of traffic and tipsy drivers. If you have ever had your license suspended or revoked, you should make sure to look at all the options for cheap SR22 insurance Napa can offer.

What Is An SR22?

Examples of situations which may result in a temporary license suspension requiring an SR22 filing include:
  • DUI violations
  • Too many citations or tickets within a year
  • Outstanding fines
  • Driving without insurance

The California Department of Motor Vehicles requires an SR22 to be filed for drivers who have had their license suspended. An SR22 is proof to the DMV that you have the liability coverage required by the state of California. You can easily call and get an SR22 filing from your insurance company, then they will file it electronically with the DMV.

What To Do After Filing An SR22

Then you need to keep your insurance policy payments current, and your driving record clean for three consecutive years. If your policy cancels, or non-renews for any reason, the DMV is notified and your license could be re-suspended. This is also true if you get another serious driving citation. Your license will be suspended, and you have to begin the process all over again, and maintain it without interruption for three years.

Any time your license is suspended or revoked, your auto insurance will probably increase in price. Just make your payments on time, and keep your driving record clean, and pretty soon you will be eligible for the Good Driver Discount again.