Cheap SR22 Insurance Mission Viejo

 

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cheap sr22 insurance mission viejoMission Viejo is in Orange County, and is considered one of the largest master-planned communities ever built. It is a mostly residential city and has a population of 96,346 as of 2014. With so much traffic, and a high rate of uninsured drivers, it’s hard to keep your driving record clear. If you’ve had your license suspended, you may be searching for all the options for cheap SR22 insurance Los Angeles has available.

What Is An SR22?

An SR22 is a separate document that is attached to your auto insurance policy. Essentially, it is proof of financial responsibility, letting the state DMV know that you are carrying current, active auto insurance that meets the state’s requirements. They are usually required to be held for 3 years, but in general the SR22 fee is only paid once on renewal.

Reasons For S-22 Insurance

There are a number of reasons the Department of Motor Vehicles will suspend your license and require you to file for SR22 insurance. Some of them include:

  • Driving while uninsured.
  • Reckless driving
  • Driving while under the influence of alcohol
  • Leaving the scene of an accident

The good news is that, because SR22s are more and more common in California, they aren’t as expensive as they once were. In fact, they usually cost the consumer between $15 and $25 dollars, at the policy’s inception or on renewal. This fee is separate from any that the DMV may charge.

If you have been unlucky, and find yourself in need of an SR22, make sure you keep your insurance payments up to date. If your insurance cancels for any reason, you will have to start the three year term over again from the beginning. Missed payments and additional driving violations a both reasons your license could be suspended again. Make sure you practice safe driving, or as another option, use public transportation or carpooling.