Cheap SR22 Insurance Merced


Have questions about SR22 in California? Click or Call to speak to an agent:

(800) 486-1866


Start My Quote

cheap sr22 insurance mercedMerced is located in the San Joaquin Valley of Northern California and has a population of about 81,743. The city is also known as the “Gateway to Yosemite” which is less than 2 hours away and attracts thousands of visitors every year. With more cars on the road and more accidents, chances are high that you could get multiple tickets, or even a DUI. Residents should explore all of the options for cheap SR22 insurance Merced has available.

What Is An SR22?

An SR22 provides proof to the DMV that you have the amount of liability coverage required by the state of California. The California Department of Motor Vehicles requires an SR 22 filing for drivers who have had their license suspended. Examples of situations which may result in a temporary license suspension requiring an SR22 filing include, but are not limited to:

  • Excessive citations or tickets within a year
  • Outstanding fines
  • Driving without insurance
  • DUI or DWI violations

You can get an SR22 from your insurance company, then they will file it electronically with the DMV. If your policy lapses, cancels, or non-renews for any reason, the DMV is notified and your license could be re-suspended. You have to begin the process all over again, and maintain it without interruption for three years. It is a good idea to enroll in an automatic payment plan for your insurance, that way it won’t be cancelled because of a late payment. It is also very important to be extra careful on the road and obey all traffic laws.

Any time your license is suspended, your auto insurance will increase in price. Pretty soon the three year term will be over, and you may once again be eligible for the Good Driver Discount. If you are nervous about driving during this time, you should look at what public transportation is available in Lakewood. Taking a bus or train instead of your car will insure that you do not get another ticket or citation.