Cheap SR22 Insurance Lakewood


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cheap sr22 insurance lakewoodLakewood is located in Los Angeles County, California, and an example of post WWII American suburbs. Because it was built so quickly, it is often referred to as being “an instant city.” Over 75% of the population prefer to drive their own cars to work,so commute times can be long. With so many drivers on the road there is a higher risk of getting in an accident or being involved in a DUI. Residents should take the time to explore all the options for cheap SR22 insurance that Lakewood has to offer.

What Is An SR22?

The California Department of Motor Vehicles requires an SR 22 filing for drivers who have had their license suspended. An SR22 provides proof to the DMV that you have the amount of liability coverage required by the state of California. You will need SR22 insurance whether it’s a DUI or too many citations in a short period, or for being caught uninsured.

Examples of situations which may result in a temporary license suspension requiring an SR22 filing include, but are not limited to:

  • Outstanding fines
  • Excessive citations or tickets within a year
  • Driving without insurance
  • DUI violations

You can get an SR22 filing from your insurance company, then they will file it electronically with the DMV. If your policy lapses, cancels, or non-renews for any reason, the DMV is notified and your license could be re-suspended. You have to begin the process all over again, and maintain it without interruption for three years.

Any time your license is suspended, your auto insurance will increase in price. If you are nervous about driving during this time, you should look at what public transportation is available in Lakewood. Taking a bus or train instead of your car will insure that you do not get another ticket or citation.