Cheap SR22 Insurance La Habra


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cheap sr22 insurance la habra

La Habra is a quiet bedroom community just south of Los Angeles. It is located within a short drive to some great beaches, mountains, and desert recreation areas. This makes it a very popular destination for residents and tourists. The highly affluent area has a strong police presence, so it wouldn’t be surprising to find many people have had multiple tickets, or even a DUI. If you have a clean driving record and keep your insurance current, then you won’t have to worry about SR22 insurance. However, if you do need SR22 insurance, make sure you know all the options for cheap sr22 insurance La Habra has available.

Who Needs SR22 Insurance?


It is not just people who have been convicted of a DUI who need an SR22, and there are other reasons that may pertain to you. Examples of situations which may result in a temporary license suspension requiring an SR22 filing include:

  • DUI or DWI violations
  • Too many citations or tickets within a year
  • Unpaid fines or tickets
  • Caught driving without insurance
  • Involved in a serious accident without insurance

What Is SR22 Insurance?


SR22 insurance is a certificate of proof that you have the state required insurance to cover any accident you may be involved in. Here are some other important facts:

  • The California Department of Motor Vehicles requires an SR22 to be filed for drivers who have had their license suspended.
  • It is very important to keep this insurance active for three consecutive years. If your insurance is canceled to to non-payment or another driving violation, you will have to start the process over again.
  • The processing fee is about $15 to $25 one time, or annually, depending on your insurance company.
  • It is possible your main insurance policy will be more expensive for a time, then drop back down to normal after the SR22 requirements have been fulfilled.

The best thing to do during the three year term is to maintain your insurance payments, and keep your driving record clean. If you feel at all uncomfortable driving, then take advantage of all the options for public transportation in La Habra.