Cheap SR22 Insurance Hemet

 

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cheap sr22 insurance hemetHemet is located in Riverside County, California, and now the area is a well known and thriving retirement community. There are also many younger residents who provide services to the community. Getting more than one traffic ticket, or even a DUI, can happen anytime or anyplace. Make sure you are protected and take the time to explore all the options for cheap SR22 insurance Hemet has to offer.

What Is SR22 Insurance?

An SR22 is a form that provides a high risk driver with proof of financial responsibility. Your insurance company will help you with the form, and then send it to the Department of Motor Vehicles electronically. This shows that you are meeting California’s minimum requirements for your auto insurance. Instead of being a separate policy, SR22s are endorsements to your current insurance policy. It is attached to your policy status and to your license, so the DMV automatically knows if your policy ever lapses or cancels.

Examples of situations which may require an SR22 filing include:

  • DUI convictions
  • Excessive driving violations within a sort time
  • Outstanding traffic or parking fines
  • Driving without proof of insurance

The SR22 insurance is not expensive, just a one time or annual fee of $15 to $20. Your insurance rate will probably go up for a while, but if you maintain the SR22 for the three year term, you could be eligible for the Good Driver Discount again.

The DMV will have other charges, and if you need to complete a DUI program that will also have another fee. It is very important that you keep your driving record clean and your insurance payments up to date. If not, your license can be suspended again, and you will have to start the process over. This might be the perfect time to try out any public transportation offered in Hemet, or maybe even carpool!