Cheap SR22 Insurance Citrus Heights

 

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cheap sr22 insurance citrus heightsCitrus Heights is in Sacramento County, and is largely a residential city with over 75% of the employed population preferring to drive their own car to work. It is located between all of the area’s major freeways giving commuters easy access no matter what direction their commute takes them. Anyone driving in this highly populated area is likely to get a driving violation or even a DUI. Residents should take the time to explore all the options for cheap SR22  insurance Citrus Heights has available.

What Is SR22 Insurance?

An SR22 is a form that is added to your auto insurance policy to prove to the Department of Motor Vehicles that you have the state required minimum of insurance coverage.  All you need to do is contact your insurance company and they will provide you with the form and then send it electronically to the Department of Motor Vehicles. Examples of situations which may result in a license suspension that would require an SR22 filing include:

  • DUI’s
  • Too many tickets within a year
  • Driving without insurance
  • Traffic or parking fines that have not been paid

Depending on what violations led to the SR22 filing, the state usually only requires them for 3 years. However, if you don’t carry an active insurance policy for the entirety of that time, this can be extended. A lapse of even one day will automatically restart the 3 year window.

It is a good idea to enroll in an automatic payment plan for your insurance, that way it won’t be cancelled due to late payment. It is also very important to be extra careful on the road and obey all traffic signals and laws. If you feel uncomfortable driving, then take advantage of the public transportation available in San Marcos. The three year term will go by fast, then you may be eligible for the Good Driver Discount again.