Cheap SR22 Insurance Chino


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cheap sr22 insurance chinoChino is located in the Riverside-San Bernardino Area and is easily accessible via the Chino Valley and Pomona freeways. Chino’s population has grown significantly in the last few years, and as population grows, increased vehicle theft and accidents typically follow. Tickets, accidents, and DUI’s also increase when population does. It makes sense to protect yourself and your property. To find the best rates it’s important to compare all the options for cheap SR22 insurance Chino can offer.

What Is SR22 Insurance?

SR22 insurance is basically a form that is attached to your current auto insurance policy and lets the DMV know that you have the state required insurance coverage. Your insurance company will be able to give you the SR22 form, and then send it to the Department of Motor Vehicles electronically. All high risk drivers must have an SR22, and any serious driving infraction will categorize you as a high risk driver. This may include those who have been in an accident without insurance coverage, or drivers who have had too many citations in a short time period.

If your license was suspended because of a DUI conviction, you will also need to complete a DUI program that is accepted by the DMV.  You must maintain this insurance coverage for three years without any cancellations. Your SR22 insurance can be canceled automatically if you miss a payment, or get another serious driving infraction. To make sure that does not happen, you can do is sign up for automatic payments with your insurance company or your bank. Another option is to pay the full term up front.

Your auto insurance will be more costly for a while, but after you complete the three year term, you may qualify for the Good Driver Discount Again. Just to be extra cautious, it might be a good idea to make use of public transportation for a while, or maybe even carpool.