Cheap SR22 Insurance Banning

 

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cheap SR22 insurance BanningThe City of Banning is strategically located astride Interstate 10 between the Inland Empire and the Coachella Valley in the San Gorgonio Pass. The city is about 80 miles east of downtown Los Angeles and 30 miles west of Palm Springs, with  scenic vistas of both Mt. San Gorgonio and Mt. San Jacinto, the 2 tallest peaks in Southern California. The cost of living in Banning is 22% lower than the California average, and 7% higher than the national average. The overall crime rate in Banning is 9% lower than the national average, however 2014 reports show that the number of total year over year crimes in Banning has increased by 7%. Interstate-10, Interstate-215, California-60, California-79, and California-91, are all in close proximity to Banning, and are frequently congested and are high risk for accidents and tickets. In 2014 there were 5 alcohol related traffic fatalities and 34 DUI arrests. If you have any serious violations on your record, it is very important that you understand all the options for cheap SR22 insurance Banning  has available.

About Cheap SR22 Insurance Banning

 
An SR22 provides proof to the DMV that you have the amount of liability coverage required by the state of California. The California Department of Motor Vehicles requires an SR 22 filing for drivers who have had their license suspended. You can get an SR22 from your insurance company, then they will file it electronically with the DMV. You must keep your SR22 insurance active for a minimum of three years. If your policy lapses, cancels, or non-renews for any reason, the DMV is notified and your license could be re-suspended. It is a good idea to enroll in an automatic payment plan for your insurance, that way it won’t be cancelled because of a late payment.cheap SR22 insurance Banning 2

Examples of situations which may result in a temporary license suspension requiring an SR22 filing include, but are not limited to:

  • Excessive citations or tickets within a year
  • DUI or DWI violations
  • Outstanding fines
  • Caught driving without insurance

Save Money On SR22 Insurance

 
cheap SR22 insurance Banning 3There is 1 airport and 8 Amtrak train stations within 30 miles of the Banning city center. Fortunately, the average travel time to work in Banning is 5% lower than the national average. Banning Transit/Dial-A-Ride provides both fixed-route bus and dial-a-ride bus services, however, the number of people who take public transportation in Banning is 73% lower than the national average. The number of people who carpool to work in Banning is 48% higher than the national average. The three year period in which you must maintain SR22 insurance it is very important to minimize your risk of getting another traffic violation, and carpooling is a great way to do just that.