Cheap SR22 Insurance Antioch

 

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cheap sr22 insurance antiochSR22 filings can bring a lot of stress. This is due to the fact that, in the past, you used to have to visit an agent in person, sign a new policy, get a carbon copy of the SR22 itself that is signed by your insurance company, and then take your hard copy into the DMV in person. But now it’s all done electronically and only takes a couple minutes. Even more encouraging is the fact that more California companies are offering the filing, as well as producing programs that are made to give “high-risk” or “non-standard” drivers better rates. If you take the time to look at the available options for cheap SR22 insurance Antioch can offer, your overall stress level is going to go down a lot!

Important SR22 Information

 

  • SR22 filings aren’t separate insurance policies. They attach to your current, or your new, policy and help the DMV keep track of your policy status.
  • You usually need your SR22 for a full three years, but if you don’t keep your policy active that time period can extend.
  • Major violations like DUIs will stay on your record for up to 10 years. However most insurance companies will rate them as 2 point violations for three years, and then 1 point violations after that. That can help your rates go down after your SR22 period expires.
  • If you have your license suspended for even one day you will lose your Good Driver Discount.
  • Keeping your auto policy active is the best way to fulfill the DMV requirements, and after three years your rates will start to go down again.
  • If you need an SR22 due to a DUI, you will also need to enroll in a DIU program that is listed with the Department of Drug and Alcohol Program.