Cheap Motorcycle Insurance San Diego

Is there anything better than cruising on the back of a motorcycle in America’s Finest City? Rolling down the Pacific Coast Highway, joining a local bike club, or commuting in California’s second most populated city, Southern California bike riding is simply the best.  San Diego has sunshine for approximately 260 days out of the year.  That makes for a ton of motorcycle riding pleasure.

Of course, along with the thrills come the hazards faced by every rider. This is why a robust insurance policy is a must. Finding the very best cheap motorcycle insurance San Diego can provide, is where we come in handy.


San Diego Motorcycle Insurance Requirements

By law, motorcyclists in California must carry the following:

  • $15,000 per person
  • $30,000 per occurrence for bodily injury liability
  • $5,000 for property damage liability – all of which pays for the other driver’s damages. But if you are injured or your bike is totaled, without additional coverage you could end up paying out of pocket.
  • Extra protection such as uninsured motorist coverage is not required but needed in case of a total loss by an uninsured parry, which motorcycles can easily incur

With a population of 1.4 million people, plus plenty of tourism, San Diego is a hotspot for riding.  That’s why you need to be prepared for anything. As peaceful as riding can be, wham! All of a sudden you are hit, and it’s not so peaceful anymore.  More times than not, your bike has sufficient damage when compared to the car or truck that hit you. Having a good cheap motorcycle insurance policy is key.

We can help you find the same great comprehensive and collision (commonly known as “full coverage”) policy options the big insurance providers offer. The only catch is, it’s cheaper than the other competitors. We’ll even cover the extras such as your safety accessories, apparel, and custom parts.

We have access to the best prices and policies from many of the major providers, so we are able to pass the savings onto you – including finding all possible discounts to save you even more. We will get you on the road and having fun in the sun in no time!

Best Places to Ride in San Diego