Cheap Motorcycle Insurance Ventura, CA

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Ventura, California is the city by the sea. Once an agricultural center, Ventura is now home to a hip and buzzing culture. In between Los Angeles and Santa Barbara, Ventura is very centrally located. Butted up against large and beautiful mountains, and blending down into the ocean, it has the best of both worlds. There is nothing better than riding your bike along the curves of the hillside with a sparkling ocean view. Great restaurants and night life come alive in downtown Ventura. If you live here, you know what I am talking about.

As a motorcycle rider, you probably already know that there is traffic in Ventura. Being centrally located also means that you might get caught up in the commotion around you. You need to be prepared for anything by having the right insurance. Getting your hands on the cheap motorcycle insurance Ventura requires you to have is simple. You can start by looking at what you will need to have.

Motorcycle Insurance Requirements Ventura

Here is the minimum motorcycle insurance requirements for the great state of California:

Bodily Injury Liability Limits: (this will cover the other party involved in the accident but not your own bike)

  • $15,000 per person
  • $30,000 per occurrence

Property Damage Liability Limits:

  • $5,000

This may not seem like very much insurance to you. And you are right! You will need more to feel fully covered while riding your bike. Here is what most riders are getting:

  • Collision coverage is a great idea because it will cover you and your own bike in case of an accident.
  • You may want to consider getting Comprehensive coverage because this will make sure you are covered in case of theft. It will also cover other types of damages not incurred in an accident.
  • Have you ever been stranded on the side of the road ¬†on a nice weekend run? Well, with towing you will no longer have to worry about that. Towing will cover or reimburse you for any towing needs.
  • Another type of insurance that is underutilized is Uninsured Motorist coverage. This type of coverage will protect you in case someone without insurance hits you.
  • You have probably always wanted to cover your gear. We know that gear can be expensive! Now you may be able to insure it. Just ask your insurance agent about protecting your protection!

Want to save even more? Take a motorcycle safety course and you could be discounted by your insurance company. Have the cheap motorcycle insurance in Ventura that you want! Don’t sell yourself short! Get your free quote today!

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