Cheap Motorcycle Insurance Torrance, CA

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Torrance, California is a stunning place to live.  With nearly two miles of beach front and some of the most mild climate in the world, this city is beautiful year round. Motorcycle enthusiasts love it here for the same reasons: nice riding weather for most of the year!

Located just south of Los Angeles, Torrance is a commuter city. With so many residents commuting in to Los Angeles and other regions of Southern California for work, congestion can be an issue.  In the summer, people flock from all over the state to admire the beaches of Southern Los Angeles and to take in the great atmosphere. However you want to put it, Torrance is plainly a great city.  With all of the commuting, tourism, and nice riding weather, you better believe that bikers and drivers alike are out on the road more often than not. This is great! But it comes with a risk if you are a biker. Getting your hands on the cheap motorcycle insurance Torrance requires you to have is a good idea. Being protected is important.

Motorcycle Insurance Requirements Torrance

Here is the minimum motorcycle insurance requirements for the state of California:

Bodily Injury Liability Limits: (this covers the other party involved in the accident but not your own bike)

  • $15,000 per person
  • $30,000 per occurrence

Property Damage Liability Limits:

  • $5,000 per occurrence

Having minimum requirements is great, but it is not all that you will want to feel like you are riding risk free.  You know as a rider that you have a target on your back every time you hit the road. You want to have the very best cheap motorcycle insurance in Torrance. So don’t settle! Here are what other bikers are getting for their coverage:

  • Collision coverage will cover you and your own bike in case of an accident.
  • Comprehensive coverage will cover you for theft and other damages not incurred form an accident.
  • Towing is a smart idea because if you get stranded out on the open road, you will want to have coverage for this.
  • Uninsured Motorist coverage can save you if someone who does not have insurance hits you. You will want to be covered for this.
  • You may also be interested in insuring your gear.  Gear and helmets are expensive, so this isn’t a bad idea and many insurance companies will do this for you.

Having good coverage is feeling free. Cheap motorcycle insurance does not mean you will sacrifice quality.  Be smart and take pride in what’s yours.  Be insured!

Great Links For The Torrance Riders


Harley Davidson

Motorcycle Academy

Buying a Motorcycle?