Cheap Motorcycle Insurance Sunnyvale, CA

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Sunnyvale, California is like no other place to live and work.  Part of the San Fransisco Bay Area and the Silicon Valley, Sunnyvale is rich in technology and industry.  Home to some of the largest Technical hubs in the world, such as Yahoo and NetApp, jobs here are prevalent. If you live here and ride here, you know that having a motorcycle or scooter has it’s advantages. You can easily find a place to park, or make your way through traffic.  You can enjoy a weekend run on your bike, heading out the coast which is just around the corner. With these amazing opportunities, also comes risk.

As a rider, you know that risk follows you around.  So being prepared and well insured is a no-brainer. Having the great cheap motorcycle insurance Sunnyvale requires you to have is just a click away.  Let’s take a look at what insurance  you are required to have, but also what most riders want to have.

Motorcycle Insurance Requirements Sunnyvale

Here are the basic motorcycle insurance requirements for the state of California:

Bodily Injury Liability Limits: (This will only cover the other party involved in the accident, but your bike will not be covered)

  • $15,000 per person
  • $30,000 per occurrence

Property Damage Liability Limits:

  • $5,000 per occurrence

The basic requirements are usually not enough.  You want to make sure the you are properly covered.  Here is a list of insurance options that most riders want to have to protect their bikes and themselves:

  • Collision coverage will cover your own bike in the case of an accident
  • Comprehensive coverage will cover things such as theft or other damages incurred that were not part of an accident
  • Towing coverage will take care of you in case you are stranded on the side of the road on some long weekend run.  Or even breakdown in traffic.  Towing will either cover or reimburse you for the cost of the tow.
  • Uninsured Motorist coverage is very underrated, but is often needed.  If someone that is uninsured hits you, you will still be covered.
  • You may also want your gear to be covered.  We all know how expensive gear and helmets can be, and sometimes you get the option to have them insured. You might as well do it!

Living in the Bay Area is a privilege.  It is also a risk. Traffic, commuters, tourists, and everything in between makes you as a rider, a target. If you are prepared with cheap motorcycle insurance in Sunnyvale, then you are a smart rider. You can have it all without breaking the bank!

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